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The Mortgage Advice Group Limited

12440906

active
ltd
england wales
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

Prospect House, Church Green West, Redditch, B97 4DJ
Incorporated 04/02/2020

Previously known as

Tmag Property Limited · until 12/10/2022

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 14/10/2025

Due 28/10/2026

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Kathrine Rosemary Mcternan

director · Since 04/02/2020

DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Kathrine Rosemary Mcternan

director · Since 04/02/2020

British · England · Age 39

Persons with Significant Control

Mrs Kathrine Rosemary Mcternan

75–100% shares
75–100% votes
Appoint directors

British · England · Age 39

301 Pershore Road South, Birmingham, B30 3EX

Notified 04/02/2020

Charges4 outstanding

Charge
outstanding

PARATUS AMC LIMITED

Created 15/12/2021Registered 18/06/2022
Charge
outstanding

PARATUS AMC LIMITED

Created 28/01/2022Registered 04/02/2022
Charge
outstanding

PARAGON BANK PLC

Created 09/12/2021Registered 30/12/2021
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 27/08/2021Registered 27/08/2021

Change History

statusactive
2026-08-20

Active

typeltd
2026-08-20

Private Limited Company

address line1Prospect House
2026-08-20

PROSPECT HOUSE

post townRedditch
2026-08-20

REDDITCH

officer appointedMCTERNAN, Kathrine Rosemary
2026-08-20

CompanyRankvs 64385+ SIC 68100 peers
40

Financial strength90th percentile among SIC peers · 23/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.14× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£271k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£109k

Working capital

Current Assets

£18k

Current Liabilities

£127k

Fixed Assets

£938k

Debtors

£10k

0avg. employees-1

Balance Sheet

Assets less current liabilities£829k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.14+£77k
20240.41+£3k
20230.27

Derived from filed accounts. Not audited figures.