Louise Michaels Estates Ltd
12441533
Some Concerns
- Negative net worth (-10)
- 2 outstanding charges (-4)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 04/02/2020
ELECTRICIAN
IRISH · ENGLAND · Age 52
Also on 3 other boards
Persons with Significant Control
Mr Brett Michael Ralph
Irish · England · Age 52
71-73 Hoghton Street, Southport, PR9 0PR
Notified 04/02/2020
Former PSCs
Mrs Sarah Louise Ralph
Ceased 11/09/2024
Charges2 outstanding
ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES, KENT RELIANCE AND KRBS
PARAGON BANK PLC
CompanyRankvs 56682+ SIC 41100 peers32
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
-£27k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£1k
Working capital
Current Assets
£3k
Current Liabilities
£2k
Fixed Assets
£259k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 1.75 | -£3k |
| 2024 | 1.41 | -£8k |
| 2023 | 1.11 | -£7k |
| 2022 | 1.04 | — |
| 2021 | 0.02 | — |
Derived from filed accounts. Not audited figures.