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Speculative Investments Limited

12448075

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

Unit 35 Rural Enterprise Centre, Stafford Drive, Shrewsbury, SY1 3FE
Incorporated 06/02/2020

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 02/04/2026

Due 16/04/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Bryan Cherrington

director · Since 06/02/2020

FINANCE DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 5 other boards

Mr Joaquim De Sousa

director · Since 06/02/2020

COMPANY DIRECTOR

PORTUGUESE · ENGLAND · Age 71

Also on 1 other board

Mrs Sally Jane Cherrington

director · Since 01/04/2022

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 3 other boards

Mrs Sara Fernandes De Sousa

director · Since 01/04/2022

COMPANY DIRECTOR

PORTUGUESE · ENGLAND · Age 65

Also on 1 other board

Bryan Cherrington

director · Since 06/02/2020

British · United Kingdom · Age 53

Joaquim De Sousa

director · Since 06/02/2020

Portuguese · England · Age 71

Sara Fernandes De Sousa

director · Since 01/04/2022

Portuguese · England · Age 65

Sally Jane Cherrington

director · Since 01/04/2022

British · United Kingdom · Age 61

Persons with Significant Control

Former PSCs

Mr Bryan Cherrington

Ceased 01/04/2022

Mr Joaquim De Sousa

Ceased 01/04/2022

Charges1 outstanding

Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 28/07/2022Registered 28/07/2022

Change History

statusactive
2026-06-17

Active

typeltd
2026-06-17

Private Limited Company

address line1Unit 35 Rural Enterprise Centre
2026-06-17

UNIT 35 RURAL ENTERPRISE CENTRE

post townShrewsbury
2026-06-17

SHREWSBURY

officer appointedCHERRINGTON, Bryan
2026-06-17
officer appointedCHERRINGTON, Sally Jane
2026-06-17
officer appointedDE SOUSA, Joaquim
2026-06-17
officer appointedDE SOUSA, Sara Fernandes
2026-06-17

CompanyRankvs 82177+ SIC 68100 peers
34

Financial strength85th percentile among SIC peers · 21/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£106k

Balance sheet strength

Cash

£39k

Cash in the bank

Net Current Assets

-£594k

Working capital

Current Assets

£39k

Current Liabilities

£633k

Fixed Assets

£819k

Tax at Year End

Corp tax£4k

Director Loans

Company owes directors£629k

Balance Sheet

Assets less current liabilities£225k
Signed by Mr Bryan Cherrington 12/05/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20260.06+£11k
20250.03+£51k
20240.05
20230.03

Derived from filed accounts. Not audited figures.