Back to search

Sms Renovations & Rentals Limited

12451766

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • 13 outstanding charges (-10)

Details

Belmont Suite, Paragon Business Park, Chorley New Road, Horwich, Bolton, BL6 6HG
Incorporated 10/02/2020

Compliance

Last accounts

28/02/2025

micro entity

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 25/04/2026

Due 09/05/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Shaun Anthony Finnegan

director · Since 10/02/2020

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 6 other boards

Miss Michelle Louise Hamblett

director · Since 03/04/2020

OPERATIONS MANAGER

BRITISH · ENGLAND · Age 31

Shaun Anthony Finnegan

director · Since 10/02/2020

British · England · Age 35

Michelle Louise Hamblett

director · Since 03/04/2020

British · England · Age 31

Persons with Significant Control

Mr Shaun Anthony Finnegan

50–75% shares
50–75% votes
Appoint directors

British · England · Age 35

Belmont Suite,, Paragon Business Park, Bolton, BL6 6HG

Notified 10/02/2020

Miss Michelle Louise Hamblett

25–50% shares
25–50% votes

British · England · Age 31

Belmont Suite,, Paragon Business Park, Bolton, BL6 6HG

Notified 10/02/2020

Charges13 outstanding

Charge
outstanding

ONESAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES, KENT RELIANCE AND KRBS

Created 23/10/2025Registered 27/10/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 31/01/2025Registered 31/01/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 20/12/2022Registered 03/01/2023
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 27/06/2022Registered 28/06/2022
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 29/04/2022Registered 03/05/2022
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 25/02/2022Registered 03/03/2022
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOME LOANS

Created 29/10/2021Registered 03/11/2021
Charge
outstanding

CASTLE TRUST CAPITAL PLC

Created 06/08/2021Registered 10/08/2021
Charge
outstanding

CASTLE TRUST CAPITAL PLC

Created 24/06/2021Registered 13/07/2021
Charge
outstanding

CASTLE TRUST CAPITAL PLC

Created 28/06/2021Registered 09/07/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 28/05/2021Registered 02/06/2021
Charge
outstanding

CASTLE TRUST CAPITAL PLC

Created 22/01/2021Registered 27/01/2021
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 23/11/2020Registered 02/12/2020
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 19/06/2020Registered 22/06/2020Satisfied 14/01/2021

Change History

status → active
2026-06-16

Active

type → ltd
2026-06-16

Private Limited Company

address line1 → Belmont Suite, Paragon Business Park
2026-06-16

BELMONT SUITE, PARAGON BUSINESS PARK

post town → Bolton
2026-06-16

BOLTON

CompanyRankvs 321734+ SIC 68209 peers
15

Financial strength4th percentile among SIC peers · 1/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio -1.72× · 2/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Liverpool And Chester Property Company Limited
90
2Grange Park Investments Limited
90
3Sherborne Cottage Building Company,Limited(The)
90
4Gaunts Limited
90
5S.E.Redfern Limited
90
6John Horsfall & Sons(Greetland),Limited
90
7British And Foreign Wharf Company Limited(The)
90
8Webb & Son (Combs)Limited
90
9Rookfield Garden Village Limited
90
10Brightholme Property Company Limited(The)
90
321734Sms Renovations & Rentals Limited
22
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

-£70k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£19k

Working capital

Current Assets

£11k

Current Liabilities

-£7k

Fixed Assets

£540k

Balance Sheet

Assets less current liabilities£558k
Signed by Miss Michelle Hamblett 28/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.72+£55k
202412.18-£4k
20230.07—

Derived from filed accounts. Not audited figures.