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Pensact Limited

12453526

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE PYTEL, WOKING, GU21 4BA
Incorporated 10/02/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74909
Other professional, scientific and technical activities

Officers

Mr Philip Alan Baker

director · Since 03/03/2020

ACTUARY

BRITISH · ENGLAND · Age 57

Mrs Kathryn Baker

director · Since 27/03/2023

DIRECTOR

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Philip Alan Baker

75–100% shares
75–100% votes
Appoint directors

British · England · Age 57

The Pytel, Horsell Rise, Woking, GU21 4BA

Notified 10/02/2020

CompanyRankvs 33952+ SIC 74909 peers
48

Financial strength39th percentile among SIC peers · 10/25
Employees34th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.21× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2026

Net Worth

£291

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£291

Working capital

Current Assets

£2k

Current Liabilities

£1k

1avg. employees-1

Balance Sheet

Assets less current liabilities£291
Signed by Philip Baker 21 July 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.21
2025709.68-£30k
202419.97-£3k
20238.42

Derived from filed accounts. Not audited figures.