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The Provident Club Ltd

12498410

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

11 BRIDGE STREET, BURY, BL0 9AB
Incorporated 04/03/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

56302
Public houses and bars

Officers

Mr Colin Davies

director · Since 04/03/2020

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 1 other board

Mrs Choi Yong Fu-Davies

director · Since 26/04/2021

DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Colin Davies

75–100% shares

British · England · Age 58

11, Bridge Street, Bury, BL0 9AB

Notified 04/03/2020

CompanyRankvs 1744+ SIC 56302 peers
74

Financial strength84th percentile among SIC peers · 21/25
Employees79th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.35× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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1744The Provident Club Ltd
74
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£74k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£46k

Working capital

Current Assets

£80k

Current Liabilities

£34k

Fixed Assets

£58k

13avg. employees-1

Balance Sheet

Assets less current liabilities£104k
Signed by Mr Colin Davies Mrs Choi Davies 25/04/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.35+£28k
20241.92+£1k
20230.91—

Derived from filed accounts. Not audited figures.