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Truelayer Group Holdings Limited

12500702

active
Private Limited Company
Companies House
Health Score
61 / 100

Some Concerns

25/30
Filing
0/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

PART GROUND FLOOR (EAST), FLOORS 6 AND 7, 40 FINSBURY SQUARE, EC2A 1PX
Incorporated 05/03/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64205
Activities of financial services holding companies

Officers

Mr Luca Martinetti

director · Since 05/03/2020

CHIEF TECHNOLOGY OFFICER

ITALIAN · ITALY · Age 42

Mr Francesco Simoneschi

director · Since 05/03/2020

CHIEF EXECUTIVE OFFICE

ITALIAN · ENGLAND · Age 41

Also on 1 other board

Mr Jeppe Heinrich Zink

director · Since 04/11/2020

DIRECTOR

DANISH · ENGLAND · Age 51

Persons with Significant Control

Former PSCs

Mr Luca Martinetti

Ceased 11/11/2020

Mr Francesco Simoneschi

Ceased 11/11/2020

Charges2 outstanding

Charge
outstanding

KREOS CAPITAL VII (UK) LIMITED AS LENDER

Created 07/03/2025Registered 14/03/2025
Charge
outstanding

KREOS CAPITAL VII (UK) LIMITED AS LENDER

Created 07/03/2025Registered 14/03/2025

CompanyRankvs 939+ SIC 64205 peers
41

Financial strength98th percentile among SIC peers · 25/25
Employees90th percentile among SIC peers · 14/15
LiquidityNo balance sheet data · 0/20
Longevity7 years trading (max 15) · 7/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity7/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of 12 months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern

Key FinancialsYear ending 31/12/2024

Net Worth

£42.6M

Balance sheet strength

Cash

£46.4M

Cash in the bank

Net Current Assets

-£413k

Working capital

Current Assets

Current Liabilities

£430k

Fixed Assets

£3.6M

Debtors

£17k

Cost of Sales

£6.1M

Admin Expenses

£57.3M

Profit After Tax

-£37.1M

3avg. employees

Tax at Year End

Corp tax£3k

People Costs

Wages & salaries£0

Balance Sheet

Assets less current liabilities£229.8M
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2024-£145.7M

Derived from filed accounts. Not audited figures.