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Tern Investments Limited

12522733

active
ltd
england wales
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 9 outstanding charges (-10)

Details

Dickens House, Guithavon Street, Witham, CM8 1BJ
Incorporated 18/03/2020

Previously known as

Tern Takeley Limited · until 23/09/2024

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 15/10/2025

Due 29/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Karl Pickering

director · Since 18/03/2020

British · United Kingdom · Age 68

Clifford John Haviland

director · Since 01/09/2024

British · England · Age 68

Stephen Tyrone Murphy

director · Since 01/09/2024

British · England · Age 64

Persons with Significant Control

Mr Karl Pickering

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 68

Dickens House, Guithavon Street, Witham, CM8 1BJ

Notified 18/03/2020

Mr Clifford John Haviland

25–50% shares
25–50% votes

British · England · Age 68

3 Wilbye House, Lexden Park, Colchester, CO3 3UF

Notified 01/09/2024

Mr Stephen Tyrone Murphy

25–50% shares
25–50% votes

British · England · Age 64

Dickens House, Guithavon Street, Witham, CM8 1BJ

Notified 01/09/2024

Charges9 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 27/01/2025Registered 28/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 27/01/2025Registered 28/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 27/01/2025Registered 28/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 27/01/2025Registered 28/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 27/01/2025Registered 28/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 22/01/2025Registered 22/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 22/01/2025Registered 22/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 22/01/2025Registered 22/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 22/01/2025Registered 22/01/2025

Change History

officer appointedHAVILAND, Clifford John
2026-05-04
officer appointedMURPHY, Stephen Tyrone
2026-05-04
officer appointedPICKERING, Karl
2026-05-04
statusactive
2026-05-04

Active

post townWitham
2026-05-04

WITHAM

typeltd
2026-05-04

Private Limited Company

address line1Dickens House
2026-05-04

DICKENS HOUSE

CompanyRankvs 214019+ SIC 68209 peers
25

Financial strength45th percentile among SIC peers · 11/25
Employees18th percentile among SIC peers · 3/15
LiquidityNo balance sheet data · 0/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£300

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£300

Working capital

Current Assets

£300

Current Liabilities

0avg. employees

Balance Sheet

Assets less current liabilities£300
Prepared with IRIS Accounts Production

Filing History32 filings

Confirmation statement

confirmation statement with updates

15/10/20255 pages · PDF
Accounts filed

accounts with accounts type micro entity

30/06/20254 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

28/01/202539 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

28/01/202539 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

28/01/202539 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

28/01/202539 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

28/01/202539 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

22/01/202540 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

22/01/202540 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

22/01/202540 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

22/01/202540 pages · PDF
Confirmation statement

confirmation statement with updates

15/10/20245 pages · PDF
MA

memorandum articles

28/09/202416 pages · PDF
RESOLUTIONS

resolution

28/09/20244 pages · PDF
CERTNM

certificate change of name company

23/09/20243 pages · PDF
PSC changed

change to a person with significant control

20/09/20242 pages · PDF
PSC notified

notification of a person with significant control

20/09/20242 pages · PDF
PSC notified

notification of a person with significant control

20/09/20242 pages · PDF
Director appointed

appoint person director company with name date

20/09/20242 pages · PDF
Director appointed

appoint person director company with name date

20/09/20242 pages · PDF
Shares allotted

capital allotment shares

20/09/20243 pages · PDF
Shares allotted

capital allotment shares

20/09/20243 pages · PDF
Accounts filed

accounts with accounts type micro entity

06/07/20244 pages · PDF
Confirmation statement

confirmation statement with updates

18/03/20244 pages · PDF
Accounts filed

accounts with accounts type micro entity

21/07/20234 pages · PDF
Confirmation statement

confirmation statement with updates

20/03/20234 pages · PDF
Accounts filed

accounts with accounts type micro entity

21/07/20224 pages · PDF
Confirmation statement

confirmation statement with updates

18/03/20224 pages · PDF
Accounts filed

accounts with accounts type micro entity

15/07/20214 pages · PDF
Accounts date changed

change account reference date company previous shortened

26/04/20211 page · PDF
Confirmation statement

confirmation statement with updates

18/03/20214 pages · PDF
Incorporated

incorporation company

18/03/202032 pages · PDF