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Loch And Quay Developments Limited

12604656

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 11 outstanding charges (-10)

Details

8 SPUR ROAD, PORTSMOUTH, PO6 3EB
Incorporated 15/05/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Steven Mark Duffin

director · Since 15/05/2020

DRYLINER

ENGLISH · UNITED KINGDOM · Age 40

Also on 1 other board

Mrs Alice Duffin

director · Since 04/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 4 other boards

Persons with Significant Control

Mr Steven Mark Duffin

25–50% shares
25–50% votes

English · United Kingdom · Age 40

8, Spur Road, Portsmouth, PO6 3EB

Notified 15/05/2020

Mrs Alice Duffin

25–50% shares
25–50% votes

British · England · Age 37

8, Spur Road, Portsmouth, PO6 3EB

Notified 28/04/2025

Former PSCs

Nathan Radcliffe

Ceased 24/04/2025

Charges11 outstanding

Charge
outstanding

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THE MORTGAGE WORKS (UK) PLC

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outstanding

THE MORTGAGE WORKS (UK) PLC

Created 12/12/2025Registered 18/12/2025
Charge
outstanding

BANK OF SCOTLAND PLC, BIRMINGHAM MIDSHIRES DIVISION

Created 19/11/2025Registered 19/11/2025
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 01/07/2025Registered 02/07/2025
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 09/08/2024Registered 09/08/2024
Charge
outstanding

WEST ONE SECURED LOANS LIMITED

Created 17/11/2023Registered 21/11/2023
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 28/03/2023Registered 29/03/2023
Charge
outstanding

DEBORAH JAYNE RADCLIFFE

Created 08/07/2022Registered 18/07/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 08/07/2022Registered 12/07/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/12/2020Registered 24/12/2020

CompanyRankvs 82724+ SIC 68100 peers
34

Financial strength71th percentile among SIC peers · 18/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£19k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£597k

Working capital

Current Assets

£2k

Current Liabilities

£599k

Fixed Assets

£1.4M

0avg. employees

Balance Sheet

Assets less current liabilities£851k

EstimatesDerived

YearCurrent Ratio
20250.00
20240.00
20230.14

Derived from filed accounts. Not audited figures.