7th Letter Ltd
12628086
Some Concerns
- Negative net worth (-10)
- 2 outstanding charges (-4)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
Persons with Significant Control
Mr Paul Stewart Rumford
British · England · Age 56
7, Tofts Hill, Melton Mowbray, LE14 4HU
Notified 28/05/2020
Miss Nicola Jane Tansley
British · England · Age 56
7, Tofts Hill, Melton Mowbray, LE14 4HU
Notified 28/05/2020
Charges2 outstanding
CUMBERLAND BUILDING SOCIETY
CUMBERLAND BUILDING SOCIETY
CompanyRankvs 5078+ SIC 55209 peers30
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/05/2025
Net Worth
-£2k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
-£183k
Working capital
Current Assets
£4k
Current Liabilities
£188k
Fixed Assets
£393k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.02 | -£16k |
| 2024 | — | +£4k |
| 2023 | — | +£4k |
| 2022 | — | +£4k |
Derived from filed accounts. Not audited figures.