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Pcf Loanco Limited

12690387

active
Private Limited Company
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

EWOOD HOUSE WALKER PARK, BLACKBURN, BB1 2QE
Incorporated 22/06/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64929
64929

Officers

Mr Peadar James O'Reilly

director · Since 22/06/2020

DIRECTOR

IRISH · UNITED KINGDOM · Age 49

Also on 47 other boards

Mr Jack Daniel Summers

director · Since 22/06/2020

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 6 other boards

Mr Thomas Conran Fraine

director · Since 02/11/2023

ASSOCIATE DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 12 other boards

Mr Neil Andrew Mellor

secretary · Since 29/04/2026

Persons with Significant Control

Praetura Finance 2 Limited

75–100% shares
75–100% votes
Appoint directors

Bauhaus, Quay Street, Manchester, M3 3GY

Reg: 12690438 · Companies House · Private Limted Company

Notified 10/07/2020

Former PSCs

Mr Peadar James O'Reilly

Ceased 10/07/2020

Charges3 outstanding

Charge
outstanding

QUAY STREET TRADING LIMITED

Created 31/03/2021Registered 31/03/2021
Charge
outstanding

PEADAR O'REILLY · JACK DANIEL SUMMERS

Created 14/07/2020Registered 24/07/2020
Charge
outstanding

PRAETURA FINANCE 2 LIMITED

Created 14/07/2020Registered 17/07/2020

CompanyRankvs 8400+ SIC 64929 peers
37

Financial strength17th percentile among SIC peers · 4/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 29.83× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2020

Net Worth

£1

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£5.0M

Working capital

Current Assets

£5.2M

Current Liabilities

£173k

Profit After Tax

£0

0avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
202029.83

Derived from filed accounts. Not audited figures.