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Finchetto Ltd

12731324

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

MERLIN HOUSE, NEWPORT, NP18 2HJ
Incorporated 09/07/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

72190
Other research and experimental development on natural sciences and engineering

Officers

Mr Michael Samuel Pearcey

director · Since 09/07/2020

DIRECTOR

BRITISH · ENGLAND · Age 27

Mr Malcolm James Pearcey

director · Since 08/11/2020

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 72

Mrs Eileen Joyce Pearcey

secretary · Since 10/02/2021

Mr Mark James Rushworth

director · Since 23/02/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 1 other board

Mr Ian Dominique Frank Ray

director · Since 05/05/2024

DIRECTOR

BRITISH · ENGLAND · Age 68

Also on 4 other boards

Dr Andrew William Nelson

director · Since 16/08/2024

DIRECTOR

BRITISH · WALES · Age 71

Also on 6 other boards

Persons with Significant Control

Mr Michael Samuel Pearcey

25–50% shares
25–50% votes

British · England · Age 27

Merlin House, Langstone Business Park, Newport, NP18 2HJ

Notified 09/07/2020

CompanyRankvs 10100+ SIC 72190 peers
74

Financial strength92th percentile among SIC peers · 23/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.55× · 16/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£676k

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£565k

Working capital

Current Assets

£1.6M

Current Liabilities

£1.0M

Fixed Assets

£112k

Debtors

£321k

10avg. employees+5

Director Loans(2023)

Company owes directors£40k

Balance Sheet

Assets less current liabilities£676k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20251.55-£874k
20248.75+£1.5M
20230.99-£74k
202211.63-£112k
2021197.50

Derived from filed accounts. Not audited figures.