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Cara Housing Limited

12746439

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

THE BUSINESS CENTRE, BANK TOP FARM BLACK HILL ROAD, OTLEY, LS21 1PY
Incorporated 15/07/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68201
Renting and operating of Housing Association real estate
98000
Undifferentiated goods-and services-producing activities of private households for own use

Officers

Mrs Fiona Margaret Beverley

director · Since 15/07/2020

CHARTERED SURVEYOR

BRITISH · UNITED KINGDOM · Age 58

Mr Michael Beverley

director · Since 15/07/2020

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 79

Persons with Significant Control

Mr Michael Beverley

25–50% shares
25–50% votes

British · United Kingdom · Age 79

The Business Centre, Bank Top Farm, Black Hill Road, Otley, LS21 1PY

Notified 15/07/2020

Mrs Fiona Margaret Beverley

50–75% shares
25–50% votes

British · United Kingdom · Age 58

The Business Centre, Bank Top Farm, Black Hill Road, Otley, LS21 1PY

Notified 18/07/2022

Charges2 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 08/10/2021Registered 24/04/2023
Charge
outstanding

MB 1000 UNLIMITED

Created 04/01/2022Registered 05/01/2022

CompanyRankvs 4805+ SIC 68201 peers
43

Financial strength72th percentile among SIC peers · 18/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£19k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

-£499k

Working capital

Current Assets

£21k

Current Liabilities

£520k

Fixed Assets

£1.0M

Debtors

£14k

2avg. employees

Balance Sheet

Bank loans & overdrafts£494k
Assets less current liabilities£513k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04-£876
20240.05+£162
20230.04-£8k
20220.04+£8k
20210.03

Derived from filed accounts. Not audited figures.