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Toro Al Ltd

12791019

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

43 LAXEY ROAD, BIRMINGHAM, B16 0JQ
Incorporated 04/08/2020

Compliance

Last accounts

31/08/2025

micro entity

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 03/08/2025

Due 17/08/2026

On track

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate

Officers

Mrs Rita Toro

director · Since 04/08/2020

INSURANCE

BRITISH · ENGLAND · Age 43

Also on 1 other board

Persons with Significant Control

Mrs Rita Toro

75–100% shares
75–100% votes
Appoint directors

British · England · Age 43

202, Selsey Road., Birmingham, B17 8JN

Notified 04/08/2020

Charges4 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 18/05/2023Registered 18/05/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/03/2022Registered 08/03/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 14/01/2021Registered 14/01/2021
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 17/12/2020Registered 22/12/2020

CompanyRankvs 26212+ SIC 68100 peers
53

Financial strength74th percentile among SIC peers · 19/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.28× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£27k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£67k

Working capital

Current Assets

£120k

Current Liabilities

£53k

Fixed Assets

£247k

0avg. employees

Balance Sheet

Assets less current liabilities£314k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.28+£0
20252.28+£6k
20242.25+£9k
20232.20

Derived from filed accounts. Not audited figures.