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Toro Al Ltd

12791019

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

43 LAXEY ROAD, BIRMINGHAM, B16 0JQ
Incorporated 04/08/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate

Officers

Mrs Rita Toro

director · Since 04/08/2020

INSURANCE

BRITISH · ENGLAND · Age 43

Also on 1 other board

Persons with Significant Control

Mrs Rita Toro

75–100% shares
75–100% votes
Appoint directors

British · England · Age 43

43, Laxey Road, Birmingham, B16 0JQ

Notified 04/08/2020

Charges4 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 18/05/2023Registered 18/05/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/03/2022Registered 08/03/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 14/01/2021Registered 14/01/2021
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 17/12/2020Registered 22/12/2020

CompanyRankvs 27598+ SIC 68100 peers
53

Financial strength74th percentile among SIC peers · 19/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.28× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£27k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£67k

Working capital

Current Assets

£120k

Current Liabilities

£53k

Fixed Assets

£247k

0avg. employees

Balance Sheet

Assets less current liabilities£314k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.28+£6k
20242.25+£9k
20232.20+£10k
20220.99-£87k
20210.05

Derived from filed accounts. Not audited figures.