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Bagels + Schmear Ltd

12819786

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Office 10, Unit 1 465c Hornsey Road, Islington, London, N19 4DR
Incorporated 18/08/2020

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 31/03/2026

Due 14/04/2027

On track

Industry

10710
Manufacture of bread; manufacture of fresh pastry goods and cakes
56103
Take-away food shops and mobile food stands
56210
Event catering activities

Officers

Ms Francesca Goldhill

director · Since 18/08/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 31

Also on 1 other board

Mrs Olivia Kirstie Sommer

director · Since 25/07/2021

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 5 other boards

Francesca Goldhill

director · Since 18/08/2020

British · United Kingdom · Age 31

Olivia Kirstie Sommer

director · Since 25/07/2021

British · England · Age 34

Persons with Significant Control

Ms Francesca Goldhill

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 31

Office 10, Unit 1, 465c Hornsey Road, London, N19 4DR

Notified 18/08/2020

Mrs Olivia Sommer

Significant control

British · United Kingdom · Age 34

Office 10, Unit 1, 465c Hornsey Road, London, N19 4DR

Notified 31/03/2022

Change History

status → active
2026-07-27

Active

type → ltd
2026-07-27

Private Limited Company

address line1 → Office 10, Unit 1 465c Hornsey Road
2026-07-27

OFFICE 10, UNIT 1 465C HORNSEY ROAD

post town → London
2026-07-27

LONDON

officer appointed → GOLDHILL, Francesca
2026-07-27
officer appointed → SOMMER, Olivia Kirstie
2026-07-27

CompanyRankvs 332+ SIC 10710 peers
77

Financial strength91th percentile among SIC peers · 23/25
Employees84th percentile among SIC peers · 13/15
LiquidityCurrent ratio 3.82× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
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90
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7G.H. Sheldon Wholesale Bakers Limited
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8Il Fornaio Limited
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9Cherrytree Bakery Limited
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10Keylex Limited
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332Bagels + Schmear Ltd
76
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£259k

Balance sheet strength

Cash

£241k

Cash in the bank

Net Current Assets

£251k

Working capital

Current Assets

£340k

Current Liabilities

£89k

Fixed Assets

£10k

Debtors

£92k

13avg. employees+3

Tax at Year End

Corp tax£31k

Balance Sheet

Intangible assets£109
Assets less current liabilities£262k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20263.82+£102k
20254.32+£76k
20241.99+£10k
20231.27—

Derived from filed accounts. Not audited figures.