Charu Investments Limited

12886971

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
28 outstanding charges (-10)

Details

46 THORNHILL WAY, PLYMOUTH, PL3 5NP

Incorporated 17/09/2020

Compliance

Last accounts

30/09/2025

micro entity

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 13/04/2026

Due 27/04/2027

On track

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

Mr Himanshu Sharma

director · Since 17/09/2020

DOCTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 2 other boards

Mrs Rachna Sharma

director · Since 17/09/2020

DOCTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Persons with Significant Control

Mr Himanshu Sharma

25–50% shares

25–50% votes

Appoint directors

British · United Kingdom · Age 55

46, Thornhill Way, Plymouth, PL3 5NP

Notified 17/09/2020

Mrs Rachna Sharma

25–50% shares

25–50% votes

Appoint directors

British · England · Age 54

46, Thornhill Way, Plymouth, PL3 5NP

Notified 17/09/2020

Former PSCs

Mr Anshul Sharma

Ceased 23/09/2020

Charges28 outstanding

Charge

outstanding

LENDLORD LIMITED

Created 20/02/2026Registered 04/03/2026

Charge

outstanding

LENDLORD LIMITED

Created 20/02/2026Registered 04/03/2026

Charge

outstanding

LENDLORD LIMITED

Created 06/01/2026Registered 16/01/2026

Charge

outstanding

LENDLORD LIMITED

Created 06/01/2026Registered 16/01/2026

Charge

outstanding

PARAGON BANK PLC

Created 19/12/2025Registered 19/12/2025

Charge

outstanding

LENDLORD LIMITED

Created 11/11/2025Registered 18/11/2025

Charge

outstanding

LENDLORD LIMITED

Created 11/11/2025Registered 18/11/2025

Charge

outstanding

LENDLORD LIMITED

Created 25/06/2025Registered 11/07/2025

Charge

outstanding

LENDLORD LIMITED

Created 25/06/2025Registered 11/07/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 17/04/2025Registered 17/04/2025

Charge

outstanding

WEST ONE SECURED LOANS LIMITED

Created 12/02/2025Registered 17/02/2025

Charge

outstanding

WEST ONE SECURED LOANS LIMITED

Created 06/02/2025Registered 11/02/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 04/12/2024Registered 04/12/2024

Charge

satisfied

LENDLORD LIMITED

Created 21/06/2024Registered 02/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 21/06/2024Registered 02/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 12/06/2024Registered 01/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 12/06/2024Registered 19/06/2024Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 19/04/2024Registered 19/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

satisfied

LENDLORD LIMITED

Created 18/01/2024Registered 26/01/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 18/01/2024Registered 26/01/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 14/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 14/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 13/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 13/11/2023Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 03/11/2023Registered 03/11/2023

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/09/2023Registered 19/09/2023

Charge

satisfied

LENDLORD LIMITED

Created 01/09/2023Registered 18/09/2023Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/09/2023Registered 18/09/2023

Charge

satisfied

LENDLORD LIMITED

Created 01/09/2023Registered 15/09/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 22/08/2023Registered 30/08/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 22/08/2023Registered 30/08/2023Satisfied 21/04/2025

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/03/2023Registered 30/03/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 10/02/2023Registered 10/02/2023Satisfied 13/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 09/12/2022Registered 12/12/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 30/09/2022Registered 04/10/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 30/09/2022Registered 04/10/2022

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 02/09/2022Registered 20/09/2022

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 18/02/2022Registered 21/02/2022

Charge

outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/07/2021Registered 30/07/2021

Charge

outstanding

THE MORTGAGE WORKS (UK) PLC

Created 14/06/2021Registered 14/06/2021

Charge

satisfied

THE MORTGAGE WORKS (UK) PLC

Created 04/02/2021Registered 04/02/2021Satisfied 13/04/2025

CompanyRankvs 30150+ SIC 68100 peers
51

Financial strength94th percentile among SIC peers · 24/25

Employees95th percentile among SIC peers · 14/15

LiquidityCurrent ratio 0.48× · 2/20

Longevity6 years trading (max 15) · 6/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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30150Charu Investments Limited

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£557k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£30k

Working capital

Current Assets

£28k

Current Liabilities

£59k

Fixed Assets

£3.4M

3avg. employees

Balance Sheet

Assets less current liabilities£3.3M

Prepared with Acting Office - Tax and Accounts

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.48	+£75k
2024	0.53	+£358k
2023	6.38	—

Derived from filed accounts. Not audited figures.

Charu Investments Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges28 outstanding

CompanyRankvs 30150+ SIC 68100 peers51

Key FinancialsYear ending 30/09/2025

EstimatesDerived

CompanyRankvs 30150+ SIC 68100 peers
51