Charu Investments Limited

12886971

active

Private Limited Company

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
28 outstanding charges (-10)

Details

46 THORNHILL WAY, PLYMOUTH, PL3 5NP

Incorporated 17/09/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100

Buying and selling of own real estate

68209

Other letting and operating of own or leased real estate

Officers

Mr Himanshu Sharma

director · Since 17/09/2020

DOCTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 2 other boards

Mrs Rachna Sharma

director · Since 17/09/2020

DOCTOR

BRITISH · ENGLAND · Age 53

Also on 1 other board

Persons with Significant Control

Mr Himanshu Sharma

25–50% shares

25–50% votes

Appoint directors

British · United Kingdom · Age 55

46, Thornhill Way, Plymouth, PL3 5NP

Notified 17/09/2020

Mrs Rachna Sharma

25–50% shares

25–50% votes

Appoint directors

British · England · Age 53

46, Thornhill Way, Plymouth, PL3 5NP

Notified 17/09/2020

Former PSCs

Mr Anshul Sharma

Ceased 23/09/2020

Charges28 outstanding

Charge

outstanding

LENDLORD LIMITED

Created 20/02/2026Registered 04/03/2026

Charge

outstanding

LENDLORD LIMITED

Created 20/02/2026Registered 04/03/2026

Charge

outstanding

LENDLORD LIMITED

Created 06/01/2026Registered 16/01/2026

Charge

outstanding

LENDLORD LIMITED

Created 06/01/2026Registered 16/01/2026

Charge

outstanding

PARAGON BANK PLC

Created 19/12/2025Registered 19/12/2025

Charge

outstanding

LENDLORD LIMITED

Created 11/11/2025Registered 18/11/2025

Charge

outstanding

LENDLORD LIMITED

Created 11/11/2025Registered 18/11/2025

Charge

outstanding

LENDLORD LIMITED

Created 25/06/2025Registered 11/07/2025

Charge

outstanding

LENDLORD LIMITED

Created 25/06/2025Registered 11/07/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 17/04/2025Registered 17/04/2025

Charge

outstanding

WEST ONE SECURED LOANS LIMITED

Created 12/02/2025Registered 17/02/2025

Charge

outstanding

WEST ONE SECURED LOANS LIMITED

Created 06/02/2025Registered 11/02/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 04/12/2024Registered 04/12/2024

Charge

satisfied

LENDLORD LIMITED

Created 21/06/2024Registered 02/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 21/06/2024Registered 02/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 12/06/2024Registered 01/07/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 12/06/2024Registered 19/06/2024Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 19/04/2024Registered 19/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 10/04/2024Registered 10/04/2024

Charge

satisfied

LENDLORD LIMITED

Created 18/01/2024Registered 26/01/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 18/01/2024Registered 26/01/2024Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 14/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 14/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 13/11/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 03/11/2023Registered 13/11/2023Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 03/11/2023Registered 03/11/2023

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/09/2023Registered 19/09/2023

Charge

satisfied

LENDLORD LIMITED

Created 01/09/2023Registered 18/09/2023Satisfied 21/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 15/09/2023Registered 18/09/2023

Charge

satisfied

LENDLORD LIMITED

Created 01/09/2023Registered 15/09/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 22/08/2023Registered 30/08/2023Satisfied 21/04/2025

Charge

satisfied

LENDLORD LIMITED

Created 22/08/2023Registered 30/08/2023Satisfied 21/04/2025

Charge

outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/03/2023Registered 30/03/2023

Charge

satisfied

PARATUS AMC LIMITED

Created 10/02/2023Registered 10/02/2023Satisfied 13/04/2025

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 09/12/2022Registered 12/12/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 30/09/2022Registered 04/10/2022

Charge

outstanding

FLEET MORTGAGES LIMITED

Created 30/09/2022Registered 04/10/2022

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 02/09/2022Registered 20/09/2022

Charge

outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 18/02/2022Registered 21/02/2022

Charge

outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/07/2021Registered 30/07/2021

Charge

outstanding

THE MORTGAGE WORKS (UK) PLC

Created 14/06/2021Registered 14/06/2021

Charge

satisfied

THE MORTGAGE WORKS (UK) PLC

Created 04/02/2021Registered 04/02/2021Satisfied 13/04/2025

CompanyRankvs 31877+ SIC 68100 peers
51

Financial strength94th percentile among SIC peers · 24/25

Employees95th percentile among SIC peers · 14/15

LiquidityCurrent ratio 0.48× · 2/20

Longevity6 years trading (max 15) · 6/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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31877Charu Investments Limited

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£557k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£30k

Working capital

Current Assets

£28k

Current Liabilities

£59k

Fixed Assets

£3.4M

3avg. employees

Balance Sheet

Assets less current liabilities£3.3M

Prepared with Acting Office - Tax and Accounts

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.48	+£75k
2024	0.53	+£358k
2023	6.38	+£75k
2022	0.58	+£34k
2021	105.94	—

Derived from filed accounts. Not audited figures.

Charu Investments Limited

Details

Compliance

Industry

Officers

Persons with Significant Control

Charges28 outstanding

CompanyRankvs 31877+ SIC 68100 peers51

Key FinancialsYear ending 30/09/2025

EstimatesDerived

CompanyRankvs 31877+ SIC 68100 peers
51