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Finsmart Ltd

12938614

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

C/O CANTELOWES LIMITED, LONDON, EC3V 3LT
Incorporated 08/10/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

62020
Information technology consultancy activities

Officers

Mr Sotirios Manderis

director · Since 08/10/2020

BANKER

BRITISH · UNITED KINGDOM · Age 54

Mr Guillaume Petitgas

director · Since 05/01/2021

DIRECTOR

FRENCH · ENGLAND · Age 46

Persons with Significant Control

Mr Sotirios Manderis

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 54

C/O Cantelowes Limited, 1 Royal Exchange Avenue, London, EC3V 3LT

Notified 08/10/2020

Mr Guillaume Petitgas

25–50% shares
25–50% votes
Appoint directors

French · England · Age 46

C/O Cantelowes Limited, 1 Royal Exchange Avenue, London, EC3V 3LT

Notified 08/10/2020

CompanyRankvs 91357+ SIC 62020 peers
35

Financial strength2th percentile among SIC peers · 1/25
Employees73th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£78k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£78k

Working capital

Current Assets

£2k

Current Liabilities

£80k

2avg. employees-1

Balance Sheet

Assets less current liabilities-£78k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03-£53k
20240.10-£171k
20234.47-£40k
20223.01+£28k
202110.56—

Derived from filed accounts. Not audited figures.