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Panchami Limited

12949133

active
Private Limited Company
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

18 NORHAM ROAD, WHITLEY BAY, NE26 2SD
Incorporated 14/10/2020

Compliance

Last accounts

30/11/2025

total exemption full

Next accounts due

31/08/2027

On track

Confirmation statement

Last: 18/05/2026

Due 01/06/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Veena Kumari Soni

director · Since 14/10/2020

SELF EMPLOYED

BRITISH · UNITED KINGDOM · Age 71

Also on 10 other boards

Persons with Significant Control

Mrs Veena Kumari Soni

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 71

51, Kingsley Avenue, Newcastle Upon Tyne, NE3 5QP

Notified 14/10/2020

Former PSCs

Mr Krishan Soni

Ceased 01/05/2021

Charges1 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 28/10/2021Registered 28/10/2021

CompanyRankvs 126718+ SIC 68209 peers
39

Financial strength66th percentile among SIC peers · 17/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.04× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£23k

Balance sheet strength

Cash

£7k

Cash in the bank

Net Current Assets

-£165k

Working capital

Current Assets

£7k

Current Liabilities

£172k

Debtors

£219

1avg. employees

Balance Sheet

Assets less current liabilities£49k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.04+£4k
20240.02+£9k
20230.03+£259

Derived from filed accounts. Not audited figures.