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Gardeco Group Limited

12955048

active
Private Limited Company
england wales
Companies House
1 outstanding charge
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

15-17 CHURCH STREET, STOURBRIDGE, DY8 1LU
Incorporated 15/10/2020

Compliance

Last accounts

30/09/2024

total exemption full

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 14/10/2025

Due 28/10/2026

On track

Industry

64209
Activities of other holding companies

Officers

Mrs. Isabelle Marie Harris

secretary · Since 15/10/2020

Also on 8 other boards

Mrs. Isabelle Marie Harris

director · Since 15/10/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 8 other boards

Mr. Paul Edward Harris

director · Since 15/10/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 78

Also on 8 other boards

Persons with Significant Control

Mrs. Isabelle Marie Harris

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 62

5 Connaught Avenue, Kidderminster, DY11 6LS

Notified 15/10/2020

Charges1 outstanding

A registered charge
outstanding

Gc Factoring Ireland Limited

Created 28/05/2026Registered 30/05/2026
A registered charge
fully satisfied

Gc Factoring Ireland LTD

Fixed charge debenture over all assets and book debts - for more details, please refer to the instrument.

Created 02/03/2026Registered 16/03/2026Satisfied 26/05/2026

CompanyRankvs 9771+ SIC 64209 peers
54

Financial strength47th percentile among SIC peers · 12/25
Employees75th percentile among SIC peers · 11/15
LiquidityCurrent ratio 91.9× · 20/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£150

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

£769k

Working capital

Current Assets

£777k

Current Liabilities

£8k

Fixed Assets

£36k

Debtors

£776k

2avg. employees

Balance Sheet

Assets less current liabilities£805k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
202591.90
2024179.32
202364.87

Derived from filed accounts. Not audited figures.