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Pongai Ltd

13003655

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

56 Winifred Road, Bedford, MK40 4ES
Incorporated 09/11/2020

Compliance

Last accounts

31/10/2025

unaudited abridged

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 08/11/2025

Due 22/11/2026

On track

Industry

68100
Buying and selling of own real estate

Officers

Mr Mahalingam Pongaimaran

director · Since 09/11/2020

DIRECTOR

FRENCH · UNITED KINGDOM · Age 55

Also on 2 other boards

Mahalingam Pongaimaran

director · Since 09/11/2020

French · United Kingdom · Age 55

Persons with Significant Control

Mr Mahalingam Pongaimaran

75–100% shares

French · United Kingdom · Age 55

56, Winifred Road, Bedford, MK40 4ES

Notified 09/11/2020

Charges2 outstanding

Charge
outstanding

PRECISE MORTGAGES IS A TRADING NAME OF CHARTER COURT FINANCIAL SERVICES LIMITED

Created 18/10/2023Registered 20/10/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 05/11/2021Registered 08/11/2021

Change History

officer appointedPONGAIMARAN, Mahalingam
2026-08-12
statusactive
2026-08-12

Active

typeltd
2026-08-12

Private Limited Company

address line156 Winifred Road
2026-08-12

56 WINIFRED ROAD

post townBedford
2026-08-12

BEDFORD

CompanyRankvs 100055+ SIC 68100 peers
31

Financial strength68th percentile among SIC peers · 17/25
Employees19th percentile among SIC peers · 3/15
LiquidityNo balance sheet data · 0/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£14k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

£150k

Working capital

Current Assets

Current Liabilities

£156k

Fixed Assets

£519k

0avg. employees

Tax at Year End(2024)

Corp tax£1k

Director Loans(2024)

Company owes directors£166k

Balance Sheet

Assets less current liabilities£368k
Prepared with Capium Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£3k
20248.58+£6k
20239.14

Derived from filed accounts. Not audited figures.