Back to search

Y&M Living Ltd

13016840

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

2 NEW CROFT ROAD,, MANCHESTER, M41 9NN
Incorporated 13/11/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mrs Yumna Masood

director · Since 13/11/2020

DIRECTOR

BRITISH · UNITED KINGDOM · Age 47

Also on 1 other board

Mr Masood Nazir

director · Since 13/11/2020

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Persons with Significant Control

Mrs Yumna Masood

25–50% shares
25–50% votes

British · United Kingdom · Age 47

2, New Croft Road,, Manchester, M41 9NN

Notified 13/11/2020

Mr Masood Nazir

25–50% shares
25–50% votes

British · England · Age 61

2, New Croft Road,, Manchester, M41 9NN

Notified 13/11/2020

Charges2 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/06/2022Registered 08/06/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 25/05/2022Registered 27/05/2022

CompanyRankvs 108047+ SIC 68100 peers
29

Financial strength62th percentile among SIC peers · 16/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.19× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£5k

Balance sheet strength

Cash

£16k

Cash in the bank

Net Current Assets

-£69k

Working capital

Current Assets

£16k

Current Liabilities

£85k

Fixed Assets

£260k

Tax at Year End

Corp tax£648

Director Loans

Company owes directors£84k

Balance Sheet

Assets less current liabilities£191k
Signed by Mr Masood Nazir 19/06/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.19+£3k
20230.14
20220.08

Derived from filed accounts. Not audited figures.