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Ramsey Custom Homes Limited

13021290

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

CHESTNUT LODGE, HAVERHILL, CB9 7AF
Incorporated 15/11/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Jonathan Michael Ramsey

director · Since 15/11/2020

BUILDER

BRITISH · ENGLAND · Age 63

Also on 1 other board

Mrs Susan Grace Ramsey

director · Since 25/02/2021

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Persons with Significant Control

Mrs Susan Grace Ramsey

25–50% shares

British · England · Age 60

Chestnut Lodge, Helions Bumpstead, Haverhill, CB9 7AF

Notified 15/11/2020

Mr Jonathan Michael Ramsey

25–50% shares

British · England · Age 63

Chestnut Lodge, Helions Bumpstead, Haverhill, CB9 7AF

Notified 15/11/2020

Charges3 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 18/11/2025Registered 27/11/2025
Charge
outstanding

SAFFRON BUILDING SOCIETY

Created 28/02/2024Registered 08/03/2024
Charge
outstanding

SAFFRON BUILDING SOCIETY

Created 28/02/2024Registered 08/03/2024

CompanyRankvs 344740+ SIC 68100 peers
47

Financial strength83th percentile among SIC peers · 21/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£85k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£84k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.1M

Fixed Assets

£1k

0avg. employees-2

Balance Sheet

Assets less current liabilities£85k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.08-£27k
20241.14+£128k
20230.98-£11k
20220.97

Derived from filed accounts. Not audited figures.