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Fine Lumi Ltd

13029195

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

SUITE 1, AIRESIDE HOUSE, KEIGHLEY, BD21 4BZ
Incorporated 18/11/2020

Compliance

Last accounts

30/11/2024

micro entity

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 18/11/2025

Due 02/12/2026

On track

Industry

27400
Manufacture of electric lighting equipment
43210
Electrical installation
47910
Retail sale via mail order houses or via Internet
74100
Specialised design activities

Officers

Mr Mohamed Ameur Hizem

director · Since 18/11/2020

ELECTRICAL TECHNICIAN

BRITISH · UNITED KINGDOM · Age 46

Mr Amer Najeeb Latif

director · Since 18/11/2020

CHARTERED STRUCTURAL ENGINEER

BRITISH · ENGLAND · Age 59

Also on 18 other boards

Mr Curtis Anthony Phillip

director · Since 18/11/2020

BUILDING SERVICES DESIGN CONSULTANT

BRITISH · UNITED KINGDOM · Age 67

Persons with Significant Control

Mr Amer Najeeb Latif

25–50% shares
25–50% votes

British · England · Age 59

Suite 1 Aireside House, Royd Ings Avenue, Keighley, BD21 4BZ

Notified 18/11/2020

Mr Mohamed Ameur Hizem

25–50% shares
25–50% votes

British · England · Age 46

Suite 1 Aireside House, Royd Ings Avenue, Keighley, BD21 4BZ

Notified 18/11/2020

Mr Curtis Anthony Phillip

25–50% shares
25–50% votes

British · England · Age 67

Suite 1 Aireside House, Royd Ings Avenue, Keighley, BD21 4BZ

Notified 18/11/2020

CompanyRankvs 627+ SIC 27400 peers
38

Financial strength14th percentile among SIC peers · 4/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.29× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

-£3k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£3k

Working capital

Current Assets

£1k

Current Liabilities

£4k

3avg. employees
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.29-£796
20240.37-£695
20230.49

Derived from filed accounts. Not audited figures.