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Cosgrove Restoration Ltd

13032398

active
Private Limited Company
Companies House
Health Score
77 / 100

Some Concerns

25/30
Filing
20/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • 4 outstanding charges (-8)

Details

THE OAKLEY, DROITWICH, WR9 9AY
Incorporated 19/11/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Miss Nicola Jane Cadwallader

director · Since 19/11/2020

PRIVATE LANDLORD

BRITISH · UNITED KINGDOM · Age 56

Miss Nicola Louise Stumpf

director · Since 31/03/2025

LANDLORD

BRITISH · UNITED KINGDOM · Age 52

Also on 6 other boards

Persons with Significant Control

Miss Nicola Louise Stumpf

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 52

16, Newcourt, Silverton, EX5 4HR

Notified 02/04/2025

Ms Nicola Jane Cadwallader

25–50% shares
25–50% votes

British · United Kingdom · Age 56

The Oakley, Kidderminster Road, Droitwich, WR9 9AY

Notified 02/04/2025

Former PSCs

Mr Jamie Andrew Barnett

Ceased 31/03/2025

Miss Nicola Jane Cadwallader

Ceased 19/11/2020

Mrs Katie Ancell

Ceased 26/11/2021

Charges4 outstanding

Charge
outstanding

BUZZ CAPITAL PROPERTY FINANCE LIMITED

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

BUZZ CAPITAL PROPERTY FINANCE LIMITED

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

QUANTUM MORTGAGES LIMITED

Created 22/08/2025Registered 22/08/2025
Charge
outstanding

LENDCO LIMITED

Created 22/02/2024Registered 27/02/2024
Charge
satisfied

FOX FUNDING LLP

Created 06/09/2022Registered 08/09/2022Satisfied 21/07/2025
Charge
satisfied

FOX FUNDING LLP

Created 06/09/2022Registered 08/09/2022Satisfied 21/07/2025

CompanyRankvs 82043+ SIC 68100 peers
35

Financial strength38th percentile among SIC peers · 10/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£4

Balance sheet strength

Cash

£0

Cash in the bank

Net Current Assets

-£1.7M

Working capital

Current Assets

£38k

Current Liabilities

£1.8M

Fixed Assets

£1.6M

Debtors

£38k

2avg. employees

Balance Sheet

Assets less current liabilities-£148k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20240.02
20230.10-£48k
20220.02
20210.02

Derived from filed accounts. Not audited figures.