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Cosgrove Restoration Ltd

13032398

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Negative net worth (-10)
  • 4 outstanding charges (-8)

Details

THE OAKLEY, DROITWICH, WR9 9AY
Incorporated 19/11/2020

Compliance

Last accounts

30/11/2024

total exemption full

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 18/06/2026

Due 02/07/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Miss Nicola Jane Cadwallader

director · Since 19/11/2020

PRIVATE LANDLORD

BRITISH · UNITED KINGDOM · Age 57

Miss Nicola Louise Stumpf

director · Since 31/03/2025

LANDLORD

BRITISH · UNITED KINGDOM · Age 53

Also on 6 other boards

Persons with Significant Control

Miss Nicola Louise Stumpf

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 53

16, Newcourt, Silverton, EX5 4HR

Notified 02/04/2025

Ms Nicola Jane Cadwallader

25–50% shares
25–50% votes

British · United Kingdom · Age 57

The Oakley, Kidderminster Road, Droitwich, WR9 9AY

Notified 02/04/2025

Former PSCs

Mr Jamie Andrew Barnett

Ceased 31/03/2025

Miss Nicola Jane Cadwallader

Ceased 19/11/2020

Mrs Katie Ancell

Ceased 26/11/2021

Charges4 outstanding

Charge
outstanding

BUZZ CAPITAL PROPERTY FINANCE LIMITED

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

BUZZ CAPITAL PROPERTY FINANCE LIMITED

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

QUANTUM MORTGAGES LIMITED

Created 22/08/2025Registered 22/08/2025
Charge
outstanding

LENDCO LIMITED

Created 22/02/2024Registered 27/02/2024
Charge
satisfied

FOX FUNDING LLP

Created 06/09/2022Registered 08/09/2022Satisfied 21/07/2025
Charge
satisfied

FOX FUNDING LLP

Created 06/09/2022Registered 08/09/2022Satisfied 21/07/2025

CompanyRankvs 125218+ SIC 68100 peers
26

Financial strength2th percentile among SIC peers · 1/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

-£186k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£1.1M

Working capital

Current Assets

£65k

Current Liabilities

£1.2M

Fixed Assets

£1.7M

Debtors

£59k

2avg. employees

Balance Sheet

Assets less current liabilities£540k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
20250.05
20240.02
20230.10

Derived from filed accounts. Not audited figures.