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Toms Properties (Polruan) Ltd

13045986

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

TOMS YARD EAST STREET, FOWEY, PL23 1PB
Incorporated 26/11/2020

Compliance

Last accounts

31/03/2025

unaudited abridged

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/11/2025

Due 10/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Paul Charles Toms

director · Since 09/04/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 5 other boards

Mrs Rachel Victoria Toms

director · Since 24/08/2023

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 8 other boards

Persons with Significant Control

Toms Properties Holding Co Limited

75–100% shares

Toms Yard, East Street, Fowey, PL23 1PB

Notified 28/06/2022

Former PSCs

Mr John Allen Toms

Ceased 28/06/2022

Mr Paul Charles Toms

Ceased 28/06/2022

Charges6 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 21/10/2025Registered 22/10/2025
Charge
outstanding

LLOYDS BANK PLC

Created 29/01/2025Registered 29/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 20/04/2022Registered 20/04/2022
Charge
outstanding

LLOYDS BANK PLC

Created 09/02/2022Registered 17/02/2022
Charge
outstanding

LLOYDS BANK PLC

Created 09/04/2021Registered 15/04/2021
Charge
outstanding

LLOYDS BANK PLC

Created 09/04/2021Registered 15/04/2021
Charge
satisfied

LLOYDS BANK PLC

Created 30/03/2021Registered 31/03/2021Satisfied 03/03/2025

CompanyRankvs 122018+ SIC 68209 peers
44

Financial strength95th percentile among SIC peers · 24/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.81× · 6/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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122018Toms Properties (Polruan) Ltd
49
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.4M

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

-£278k

Working capital

Current Assets

£1.2M

Current Liabilities

£1.5M

Debtors

£1.2M

0avg. employees

Tax at Year End(2022)

Corp tax£4k

Balance Sheet

Assets less current liabilities£2.3M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.81-£22k
20240.33-£3k
20230.47-£34k
20220.22—

Derived from filed accounts. Not audited figures.