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J & Sc Ltd

13064542

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

66 LONG LAKE AVENUE, WOLVERHAMPTON, WV6 8EX
Incorporated 06/12/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Ms Sukhminder Kaur Chahal

director · Since 06/12/2020

DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 1 other board

Mrs Jasmin Chahal

director · Since 04/12/2025

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Ms Sukhminder Kaur Chahal

25–50% shares
25–50% votes
Appoint directors

British · England · Age 61

66, Long Lake Avenue, Wolverhampton, WV6 8EX

Notified 06/12/2020

Mrs Jasmin Chahal

25–50% shares
25–50% votes
Appoint directors

British · England · Age 37

66, Long Lake Avenue, Wolverhampton, WV6 8EX

Notified 04/12/2025

Charges2 outstanding

Charge
outstanding

LEEDS BUILDING SOCIETY

Created 31/03/2026Registered 31/03/2026
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 30/03/2021Registered 07/04/2021

CompanyRankvs 145995+ SIC 68100 peers
21

Financial strength20th percentile among SIC peers · 5/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.17× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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145995J & Sc Ltd
30
How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£5k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£39k

Working capital

Current Assets

£8k

Current Liabilities

£47k

0avg. employees

Balance Sheet

Bank loans & overdrafts£87k
Assets less current liabilities£82k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20240.17+£3k
20230.11+£2k
2022—-£556
20210.03—

Derived from filed accounts. Not audited figures.