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Incard Ltd

13073893

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

71-75 SHELTON STREET, LONDON, WC2H 9JQ
Incorporated 09/12/2020

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

58290
Other software publishing
62090
Other information technology service activities
64999
Other financial service activities

Officers

Mr Theo Esteban Pablo Cesarini

director · Since 09/12/2020

CHIEF EXECUTIVE OFFICER

FRENCH · ENGLAND · Age 30

Mr Matteo Antonio Vincenzo Martino

director · Since 09/12/2020

CHIEF OPERATING OFFICER

FRENCH · UNITED KINGDOM · Age 29

Soraya Tribouillois

director · Since 25/07/2021

CHIEF FINANCIAL OFFICER

FRENCH · UNITED KINGDOM · Age 29

Mr Matthew John Tuck

director · Since 10/03/2026

BRITISH · ENGLAND · Age 58

Also on 1 other board

Persons with Significant Control

Incard Group Holdings Ltd

75–100% shares
75–100% votes

Hamilton House, 1, Temple Avenue, London, EC4Y 0HA

Reg: 16851591 · Registrar Of Companies · Private Limited Company

Notified 22/12/2025

Former PSCs

Unisolution International Ltd

Ceased 20/05/2021

Mr Theo Esteban Pablo Cesarini

Ceased 22/12/2025

CompanyRankvs 4606+ SIC 58290 peers
39

Financial strength2th percentile among SIC peers · 1/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.44× · 2/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£556k

Balance sheet strength

Cash

£34k

Cash in the bank

Net Current Assets

-£558k

Working capital

Current Assets

£446k

Current Liabilities

£1.0M

Fixed Assets

£2k

Debtors

£412k

14avg. employees+3

Balance Sheet

Assets less current liabilities-£556k
Signed by Ms Soraya Tribouillous 4 February 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.44+£422k
20240.28

Derived from filed accounts. Not audited figures.