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D&H Financial Services Ltd

13108739

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

Old Courthouse, Clark Street, Morecambe, LA4 5HR
Incorporated 04/01/2021

Compliance

Last accounts

31/01/2026

total exemption full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 03/01/2026

Due 17/01/2027

On track

Industry

64205
Activities of financial services holding companies

Officers

Mrs Deborah Jane Masterman

director · Since 04/01/2021

DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 1 other board

Mrs Holly Palmer

director · Since 04/01/2021

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 1 other board

Deborah Jane Masterman

director · Since 04/01/2021

British · England · Age 66

Holly Palmer

director · Since 04/01/2021

British · England · Age 34

Persons with Significant Control

Mrs Holly Palmer

25–50% shares
25–50% votes
Appoint directors

British · England · Age 34

Old Courthouse, Clark Street, Morecambe, LA4 5HR

Notified 04/01/2021

Mrs Deborah Jane Masterman

25–50% shares
25–50% votes
Appoint directors

British · England · Age 66

Old Courthouse, Clark Street, Morecambe, LA4 5HR

Notified 04/01/2021

Change History

statusactive
2026-09-12

Active

typeltd
2026-09-12

Private Limited Company

address line1Old Courthouse
2026-09-12

OLD COURTHOUSE

post townMorecambe
2026-09-12

MORECAMBE

officer appointedMASTERMAN, Deborah Jane
2026-09-12
officer appointedPALMER, Holly
2026-09-12

CompanyRankvs 1825+ SIC 64205 peers
49

Financial strength65th percentile among SIC peers · 16/25
Employees79th percentile among SIC peers · 12/15
LiquidityNo balance sheet data · 0/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£15k

Balance sheet strength

Cash

£780

Cash in the bank

Net Current Assets

-£76k

Working capital

Current Assets

Current Liabilities

£77k

2avg. employees+2

Balance Sheet

Assets less current liabilities£55k
Prepared with CCH Software

EstimatesDerived

YearImplied Profit
2026+£0
2026+£10k
2025-£2k
2024+£5k

Derived from filed accounts. Not audited figures.

Filing History13 filings

Accounts filed

accounts with accounts type total exemption full

26/08/20268 pages · PDF
Confirmation statement

confirmation statement with no updates

05/01/20263 pages · PDF
Accounts filed

accounts with accounts type total exemption full

05/09/20258 pages · PDF
Confirmation statement

confirmation statement with no updates

06/01/20253 pages · PDF
Accounts filed

accounts with accounts type total exemption full

24/07/20248 pages · PDF
Confirmation statement

confirmation statement with updates

04/01/20244 pages · PDF
Accounts filed

accounts with accounts type total exemption full

14/04/20238 pages · PDF
Confirmation statement

confirmation statement with no updates

03/01/20233 pages · PDF
Director details changed

change person director company with change date

22/07/20222 pages · PDF
PSC changed

change to a person with significant control

22/07/20222 pages · PDF
Accounts filed

accounts with accounts type total exemption full

20/06/20229 pages · PDF
Confirmation statement

confirmation statement with no updates

10/01/20223 pages · PDF
Incorporated

incorporation company

04/01/202113 pages · PDF