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Brick Umbrella Ltd

13109214

active
Private Limited Company
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

226 MANOR ROAD, MANCHESTER, M43 6JD
Incorporated 04/01/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Ms Jessica Michelle Smith

director · Since 04/01/2021

DIRECTOR

BRITISH · ENGLAND · Age 33

Mr Ruari Llewellyn Hume Smith

director · Since 04/01/2021

DIRECTOR

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Mr Ruari Llewellyn Hume Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 37

226, Manor Road, Manchester, M43 6JD

Notified 04/01/2021

Ms Jessica Michelle Smith

25–50% shares
25–50% votes
Appoint directors

British · England · Age 33

226, Manor Road, Manchester, M43 6JD

Notified 04/01/2021

Charges3 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 06/08/2025Registered 14/08/2025
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 14/01/2025Registered 14/01/2025
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 21/12/2022Registered 21/12/2022Satisfied 14/08/2025
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 13/05/2022Registered 16/05/2022
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/06/2021Registered 15/06/2021Satisfied 05/02/2023
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/06/2021Registered 15/06/2021Satisfied 05/02/2023

CompanyRankvs 171945+ SIC 68100 peers
16

Financial strength16th percentile among SIC peers · 4/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 05/04/2025

Net Worth

-£10k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£111k

Working capital

Current Assets

£1k

Current Liabilities

£113k

Fixed Assets

£380k

Director Loans(2023)

Company owes directors£58k

Balance Sheet

Assets less current liabilities£269k
Signed by Mr Ruari Smith 18th November 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01-£4k
20240.10+£3k
20230.05-£1k
20220.00

Derived from filed accounts. Not audited figures.