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J&S Partnership Ltd

13123991

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 13 outstanding charges (-10)

Details

1 LIGHTNING WAY, BIRMINGHAM, B31 3PH
Incorporated 11/01/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Benjamin Jake Judd

director · Since 11/01/2021

COMPANY DIRECTOR

ENGLISH · ENGLAND · Age 35

Mr Michael Martin Skerrett

director · Since 11/01/2021

COMPANY DIRECTOR

ENGLISH · ENGLAND · Age 37

Persons with Significant Control

Mr Benjamin Jake Judd

25–50% shares
25–50% votes
Appoint directors

English · England · Age 35

1, Lightning Way, Birmingham, B31 3PH

Notified 11/01/2021

Mr Michael Martin Skerrett

25–50% shares
25–50% votes
Appoint directors

English · England · Age 37

1, Lightning Way, Birmingham, B31 3PH

Notified 11/01/2021

Charges13 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 27/03/2026Registered 27/03/2026
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 19/12/2025Registered 22/12/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 22/10/2024Registered 24/10/2024
Charge
satisfied

ONE SAVINGS BANK PLC TRADING AS KENT RELIANCE BANKING SERVICES

Created 02/05/2023Registered 04/05/2023Satisfied 24/10/2024
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 31/01/2023Registered 06/02/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 18/01/2023Registered 20/01/2023
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 22/08/2022Registered 26/08/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES

Created 22/07/2022Registered 28/07/2022
Charge
outstanding

FLEET MORTGAGES

Created 15/07/2022Registered 15/07/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 14/03/2022Registered 14/03/2022
Charge
outstanding

PARATUS AMC LIMITED TRADING AS FOUNDATION HOME LOANS

Created 01/02/2022Registered 04/02/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 30/11/2021Registered 30/11/2021
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/09/2021Registered 01/10/2021
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 06/08/2021Registered 06/08/2021

CompanyRankvs 22281+ SIC 68100 peers
55

Financial strength89th percentile among SIC peers · 22/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 2.92× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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22281J&S Partnership Ltd
65
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£232k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£44k

Working capital

Current Assets

£67k

Current Liabilities

£23k

Fixed Assets

£980k

0avg. employees-2

Tax at Year End(2023)

Corp tax£3k

Balance Sheet

Assets less current liabilities£1.0M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20252.92-£422
202418.06+£221k
20230.22—
20220.23—

Derived from filed accounts. Not audited figures.