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Ams Investments And Property Ltd

13145554

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 7 outstanding charges (-10)

Details

4 BINNEY ROAD, NORWICH, NR8 7AB
Incorporated 20/01/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Mark Spelman

director · Since 20/01/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 1 other board

Persons with Significant Control

Mr Andrew Mark Spelman

75–100% shares
75–100% votes
Appoint directors

British · England · Age 55

4, Binney Road, Norwich, NR8 7AB

Notified 20/01/2021

Charges7 outstanding

Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 28/04/2025Registered 01/05/2025
Charge
outstanding

KEYSTONE PROPERTY FINANCE LIMITED

Created 13/11/2024Registered 24/04/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 05/08/2024Registered 13/08/2024
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 04/07/2024Registered 05/07/2024Satisfied 01/05/2025
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 24/01/2023Registered 26/01/2023
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 27/10/2022Registered 28/10/2022
Charge
outstanding

ONESAVINGS BANK PLC

Created 17/08/2022Registered 17/08/2022
Charge
satisfied

FERN TRADING GROUP LIMITED

Created 27/07/2022Registered 03/08/2022Satisfied 13/08/2024
Charge
satisfied

ALDERMORE BANK PLC

Created 12/05/2022Registered 19/05/2022Satisfied 17/02/2025
Charge
satisfied

ALDERMORE BANK PLC

Created 10/05/2022Registered 10/05/2022Satisfied 17/02/2025
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 14/03/2022Registered 25/03/2022Satisfied 15/07/2024
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 14/03/2022Registered 25/03/2022Satisfied 15/07/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 01/12/2021Registered 07/12/2021

CompanyRankvs 82135+ SIC 68100 peers
34

Financial strength76th percentile among SIC peers · 19/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£36k

Balance sheet strength

Cash

£8k

Cash in the bank

Net Current Assets

-£557k

Working capital

Current Assets

£8k

Current Liabilities

£565k

Fixed Assets

£1.4M

0avg. employees

Balance Sheet

Bank loans & overdrafts£752k
Assets less current liabilities£795k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20260.01+£0
20260.01-£37k
20250.06-£43k
20240.03+£64k
20230.04+£78k
20220.14

Derived from filed accounts. Not audited figures.