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Key 4 Key Homes Ltd.

13150475

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

FIRST FLOOR, UNITS 3/4 CRANMERE COURT, LUSTLEIGH CLOSE, EXETER, EX2 8PW
Incorporated 21/01/2021

Compliance

Last accounts

31/03/2026

total exemption full

Next accounts due

31/12/2027

On track

Confirmation statement

Last: 20/01/2026

Due 03/02/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mrs Michelle Diane Canty

director · Since 21/01/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 1 other board

Mr Terence James Patrick Canty

director · Since 15/10/2024

CONSULTING ENGINEER

BRITISH · UNITED KINGDOM · Age 62

Also on 1 other board

Persons with Significant Control

Mrs Michelle Diane Canty

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 58

First Floor, Units 3/4, Cranmere Court, Lustleigh Close, Exeter, EX2 8PW

Notified 21/01/2021

Charges6 outstanding

A registered charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 10/08/2026Registered 10/08/2026
A registered charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 07/07/2026Registered 07/07/2026
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 22/01/2026Registered 23/01/2026
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 12/08/2024Registered 14/08/2024Satisfied 25/02/2026
Charge
outstanding

LANDBAY PARTNERS LIMITED

Created 29/05/2024Registered 30/05/2024
Charge
satisfied

CASTLE TRUST CAPITAL PLC

Created 13/03/2024Registered 14/03/2024Satisfied 26/03/2025
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 26/01/2024Registered 30/01/2024Satisfied 30/05/2024
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 26/01/2024Registered 29/01/2024Satisfied 30/05/2024
Charge
satisfied

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 11/01/2024Registered 15/01/2024Satisfied 25/02/2026
Charge
outstanding

BELMONT GREEN FINANCE LIMITED TRADING AS VIDA HOMELOANS

Created 24/02/2022Registered 14/03/2022
Charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 24/02/2022Registered 14/03/2022Satisfied 26/03/2025
Charge
satisfied

PARAGON BANK PLC

Created 13/12/2021Registered 23/12/2021Satisfied 20/05/2024
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 30/09/2021Registered 13/10/2021

CompanyRankvs 45583+ SIC 68100 peers
46

Financial strength90th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityNo balance sheet data · 0/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£237k

Balance sheet strength

Cash

£108k

Cash in the bank

Net Current Assets

-£666k

Working capital

Current Assets

Current Liabilities

£774k

Fixed Assets

£2.3M

2avg. employees+2

Balance Sheet

Assets less current liabilities£1.6M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
2026+£208k
20250.02+£141k
20240.03-£53k

Derived from filed accounts. Not audited figures.