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Ref Ltd

13158043

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

Finlayson & Co, Whitby Court, Abbey Road, Huddersfield, HD8 8EL
Incorporated 26/01/2021

Compliance

Last accounts

31/01/2026

total exemption full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 21/03/2026

Due 04/04/2027

On track

Industry

43390
Other building completion and finishing

Officers

Mr Richard Eric Field

director · Since 26/01/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Also on 1 other board

Mr Marc Daniel Belfield

director · Since 01/02/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Also on 3 other boards

Richard Eric Field

director · Since 26/01/2021

British · United Kingdom · Age 36

Marc Daniel Belfield

director · Since 01/02/2023

British · United Kingdom · Age 36

Persons with Significant Control

Mr Richard Eric Field

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 36

Finlayson & Co, Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 26/01/2021

Mr Mark Belfield

25–50% shares
25–50% votes
Appoint directors

British · England · Age 36

Finlayson & Co, Whitby Court, Abbey Road, Huddersfield, HD8 8EL

Notified 01/02/2023

Change History

status → active
2026-08-19

Active

type → ltd
2026-08-19

Private Limited Company

address line1 → Finlayson & Co, Whitby Court
2026-08-19

FINLAYSON & CO, WHITBY COURT

post town → Huddersfield
2026-08-19

HUDDERSFIELD

officer appointed → BELFIELD, Marc Daniel
2026-08-19
officer appointed → FIELD, Richard Eric
2026-08-19

CompanyRankvs 16028+ SIC 43390 peers
62

Financial strength84th percentile among SIC peers · 21/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.94× · 6/20
Longevity6 years trading (max 15) · 6/15
Filing complianceAll filings up to date · 15/15
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16028Ref Ltd
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity6/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£60k

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

-£5k

Working capital

Current Assets

£81k

Current Liabilities

£85k

Fixed Assets

£81k

Debtors

£62k

5avg. employees-1

Balance Sheet

Assets less current liabilities£76k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20260.94+£39k
20250.78-£47k
20230.92—

Derived from filed accounts. Not audited figures.