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Spark Finance Group Plc

13182103

active
plc
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

John Stow House, Bevis Marks, London, EC3A 7JB
Incorporated 05/02/2021

Previously known as

Spark Finance Plc · until 11/09/2023

Compliance

Last accounts

31/03/2025

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 29/01/2026

Due 12/02/2027

On track

Industry

70100
Activities of head offices

Officers

Julian Clyde Dobbin

secretary · Since 05/02/2021

Julian Clyde Dobbin

director · Since 05/02/2021

British · United Kingdom · Age 48

Peter Moloney

director · Since 05/02/2021

British · England · Age 58

Former

Richard James Burrows

director · Resigned 31/01/2026

Persons with Significant Control

Mr Peter Moloney

25–50% shares
25–50% votes

British · England · Age 58

The Stables At The Grove, Pipers Lane, Harpenden, AL5 1AJ

Notified 05/02/2021

Mr Julian Clyde Dobbin

25–50% shares
25–50% votes

British · United Kingdom · Age 48

The Stables At The Grove, Pipers Lane, Harpenden, AL5 1AJ

Notified 05/02/2021

Former PSCs

Mr Richard James Burrows

Ceased 31/01/2026

Change History

officer appointedDOBBIN, Julian Clyde
2026-06-04
officer appointedDOBBIN, Julian Clyde
2026-06-04
officer appointedMOLONEY, Peter
2026-06-04
statusactive
2026-06-04

Active

post townLondon
2026-06-04

LONDON

typeplc
2026-06-04

Public Limited Company

address line1John Stow House
2026-06-04

JOHN STOW HOUSE

CompanyRankvs 8209+ SIC 70100 peers
43

Financial strength4th percentile among SIC peers · 1/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.87× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

-£76k

Balance sheet strength

Cash

£201k

Cash in the bank

Net Current Assets

£1.7M

Working capital

Current Assets

£2.7M

Current Liabilities

£931k

Fixed Assets

£516k

Debtors

£2.7M

Cost of Sales

£629k

Admin Expenses

£2.3M

Profit After Tax

-£663k

3avg. employees-6

People Costs

Wages & salaries£1.7M

Balance Sheet

Intangible assets£304k
Bank loans & overdrafts£9k
Assets less current liabilities£2.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.87-£1.7M
20246.45+£336k
202313.77+£334k
202211.21+£468k

Derived from filed accounts. Not audited figures.