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Emerald Stylish Homes Limited

13257211

active
Private Limited Company
Companies House
Health Score
66 / 100

Some Concerns

30/30
Filing
0/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

16 TAYLOR VIEW, CHELMSFORD, CM1 6DG
Incorporated 10/03/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Benjamin Guerino George Finbow

director · Since 10/03/2021

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 1 other board

Mrs. Irene Maria Moscardo Garcia

director · Since 27/08/2021

COMPANY DIRECTOR

SPANISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mr Benjamin Guerino George Finbow

50–75% shares
50–75% votes
Appoint directors

British · England · Age 49

16, Taylor View, Chelmsford, CM1 6DG

Notified 10/03/2021

Mrs. Irene Maria Moscardo Garcia

25–50% shares
25–50% votes
Appoint directors

Spanish · United Kingdom · Age 47

16, Taylor View, Chelmsford, CM1 6DG

Notified 10/03/2021

Charges2 outstanding

Charge
outstanding

BANK OF SCOTLAND PLC, BIRMINGHAM MIDSHIRES DIVISION

Created 14/05/2026Registered 20/05/2026
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 25/02/2022Registered 20/10/2022

CompanyRankvs 147257+ SIC 68100 peers
24

Financial strength20th percentile among SIC peers · 5/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.52× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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147257Emerald Stylish Homes Limited
30
How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£5k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£5k

Current Liabilities

£9k

Fixed Assets

£332k

0avg. employees

Balance Sheet

Assets less current liabilities£327k
Prepared with v2025.80.1 micro_entity_frs_105_v1_1_3 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20250.52+£812
20240.61+£3k
20230.25+£369
20220.20—

Derived from filed accounts. Not audited figures.