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S & J Bell Lettings Ltd

13308434

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

1 WHERNSIDE, SALTBURN-BY-THE-SEA, TS12 2FP
Incorporated 01/04/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

55209
Other holiday and short-stay accommodation

Officers

Mr Stewart Harry Bell

director · Since 01/04/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 4 other boards

Persons with Significant Control

Mr Stewart Harry Bell

75–100% shares
75–100% votes
Appoint directors

British · England · Age 39

1, Whernside, Saltburn-By-The-Sea, TS12 2FP

Notified 01/04/2021

Former PSCs

Mrs Joanne Bell

Ceased 30/03/2023

Charges3 outstanding

Charge
outstanding

CUMBERLAND BUILDING SOCIETY

Created 28/04/2026Registered 28/04/2026
Charge
satisfied

GFS 1 LTD

Created 25/09/2025Registered 03/10/2025Satisfied 09/10/2025
Charge
outstanding

GFS 1 LTD

Created 25/09/2025Registered 03/10/2025
Charge
outstanding

CUMBERLAND BUILDING SOCIETY

Created 24/09/2021Registered 28/09/2021

CompanyRankvs 4483+ SIC 55209 peers
33

Financial strength77th percentile among SIC peers · 19/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.06× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£28k

Balance sheet strength

Cash

£795

Cash in the bank

Net Current Assets

-£79k

Working capital

Current Assets

£5k

Current Liabilities

£84k

Fixed Assets

£221k

Debtors

£4k

0avg. employees

Balance Sheet

Assets less current liabilities£142k
Prepared with Sage Accounts Production 25.0 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20250.06-£173
20240.02+£6k
20230.03-£1k
20220.01

Derived from filed accounts. Not audited figures.