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Card Culture Ltd

13323217

active
Private Limited Company
england wales
Companies House
Insolvency history
Health Score
60 / 100

Some Concerns

30/30
Filing
10/30
Financial
20/40
Risk
  • Current liabilities exceed current assets (-10)
  • Active insolvency proceedings (-20)

Details

48 ELM PARK, STANMORE, HA7 4BJ
Incorporated 08/04/2021

Compliance

Last accounts

28/02/2026

micro entity

Next accounts due

30/11/2027

On track

Confirmation statement

Last: 07/04/2025

Due 21/04/2026

Overdue

Industry

47650
Retail sale of games and toys in specialised stores

Officers

Mr Mahesh Patel

secretary · Since 08/04/2021

Also on 48 other boards

Mrs Alpa Mahesh Patel

director · Since 08/04/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 8 other boards

Mr Mahesh Patel

director · Since 08/04/2021

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 48 other boards

Mr Niam Mahesh Patel

director · Since 08/04/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 25

Also on 2 other boards

Persons with Significant Control

Mr Niam Mahesh Patel

25–50% shares
25–50% votes
Appoint directors

British · England · Age 25

170a-172, High Street, Rayleigh, SS6 7BS

Notified 08/04/2021

Former PSCs

Mr Mahesh Patel

Ceased 08/04/2021

Mrs Alpa Mahesh Patel

Ceased 08/04/2021

Insolvency History1 case

members voluntary liquidation27/03/2026

David Farmer (practitioner) · Lloyd Christopher Biscoe (practitioner)

CompanyRankvs 266+ SIC 47650 peers
61

Financial strength97th percentile among SIC peers · 24/25
Employees47th percentile among SIC peers · 7/15
LiquidityCurrent ratio 6.91× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Insolvency history -10
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9Tractorland Limited
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10Howleys Limited
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266Card Culture Ltd
71
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Insolvency history: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2026

Net Worth

£360k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£360k

Working capital

Current Assets

£421k

Current Liabilities

£61k

1avg. employees

Balance Sheet

Assets less current liabilities£360k
Signed by Niam Patel 19/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20266.91+£144k
20242.27+£121k
20232.08—

Derived from filed accounts. Not audited figures.