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Grain And Hearth Ltd

13364973

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

REAR STORE, 50-52, WHITSTABLE, CT5 1DG
Incorporated 28/04/2021

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 17/04/2026

Due 01/05/2027

On track

Industry

47240
Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores

Officers

Mr Adam Pagor

director · Since 28/04/2021

BAKER

BRITISH · ENGLAND · Age 42

Mrs Carmen Rocana Pagor

director · Since 28/04/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mrs Carmen Rocana Pagor

25–50% shares
25–50% votes
Appoint directors

British · England · Age 40

Rear Store, 50-52, Oxford Street, Whitstable, CT5 1DG

Notified 28/04/2021

Mr Adam Pagor

25–50% shares
25–50% votes
Appoint directors

British · England · Age 42

Rear Store, 50-52, Oxford Street, Whitstable, CT5 1DG

Notified 28/04/2021

CompanyRankvs 1388+ SIC 47240 peers
62

Financial strength88th percentile among SIC peers · 22/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.77× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£83k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£27k

Working capital

Current Assets

£89k

Current Liabilities

£116k

Fixed Assets

£136k

Debtors

£86k

23avg. employees+23

Balance Sheet

Intangible assets£75k
Assets less current liabilities£109k
Signed by Mrs Carmen Pagor 07/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.77+£5
20240.44+£44k
20230.10-£36k
20220.35—

Derived from filed accounts. Not audited figures.