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A & Z Homes Manchester Ltd

13371107

active
Private Limited Company
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 16 outstanding charges (-10)

Details

3 WHALLEY GROVE, ASHTON-UNDER-LYNE, OL6 8XJ
Incorporated 03/05/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Mahmood Raja

director · Since 03/05/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 55

Also on 5 other boards

Persons with Significant Control

Mr Mahmood Raja

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 55

31, Timperley Road, Ashton-Under-Lyne, OL6 8SG

Notified 03/05/2021

Charges16 outstanding

Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 11/05/2026Registered 15/05/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 11/05/2026Registered 15/05/2026
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 09/03/2026Registered 09/03/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 31/01/2026Registered 16/02/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 21/01/2026Registered 28/01/2026
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 30/11/2025Registered 11/12/2025
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 23/10/2025Registered 05/11/2025
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 03/10/2025Registered 09/10/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 02/09/2025Registered 02/09/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 23/01/2025Registered 23/01/2025
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 16/10/2024Registered 17/10/2024Satisfied 31/10/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 27/08/2024Registered 27/08/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 16/04/2024Registered 25/04/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 16/04/2024Registered 25/04/2024
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 12/01/2024Registered 18/01/2024
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 08/01/2024Registered 09/01/2024
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 14/11/2023Registered 17/11/2023Satisfied 31/10/2025
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 13/11/2023Registered 13/11/2023Satisfied 31/10/2025
Charge
outstanding

TOGETHER COMMERCIAL FINANCE LIMITED

Created 13/09/2023Registered 22/09/2023

CompanyRankvs 184776+ SIC 68100 peers
13

Financial strength5th percentile among SIC peers · 1/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.39× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£79k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£250k

Working capital

Current Assets

£163k

Current Liabilities

£413k

Fixed Assets

£1.5M

Balance Sheet

Assets less current liabilities£1.2M
Signed by Mr Mahmood Raja 13/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.39+£0
20250.39-£33k
20240.01

Derived from filed accounts. Not audited figures.