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M L Richardson Property Ltd

13421381

active
Private Limited Company
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • 3 outstanding charges (-6)

Details

17 TREYEW ROAD, TRURO, TR1 2BY
Incorporated 26/05/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mrs Mandy Louise Richardson

director · Since 26/05/2021

TEACHER

BRITISH · ENGLAND · Age 64

Also on 1 other board

Mr Thomas Robert Charles Richardson

director · Since 25/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 36

Also on 3 other boards

Persons with Significant Control

Mrs Mandy Louise Richardson

75–100% shares
75–100% votes
Appoint directors

British · England · Age 64

17, Treyew Road, Truro, TR1 2BY

Notified 26/05/2021

Charges3 outstanding

Charge
outstanding

SANTANDER UK PLC

Created 30/10/2025Registered 17/11/2025
Charge
outstanding

SANTANDER UK PLC

Created 30/10/2025Registered 11/11/2025
Charge
satisfied

SANTANDER UK PLC

Created 29/10/2025Registered 03/11/2025Satisfied 01/12/2025
Charge
outstanding

EXETER FINANCE LIMITED

Created 30/06/2021Registered 05/07/2021

CompanyRankvs 181894+ SIC 68100 peers
14

Financial strength2th percentile among SIC peers · 1/25
Employees19th percentile among SIC peers · 3/15
LiquidityNo balance sheet data · 0/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£235k

Balance sheet strength

Cash

£0

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£304k

Fixed Assets

£68k

Debtors

£1k

0avg. employees
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£0
2025+£12k
2024+£0
2023-£174k
20220.01

Derived from filed accounts. Not audited figures.