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Spencer And Evie Homes Limited

13480824

active
ltd
england wales
Companies House
Health Score
60 / 100

Some Concerns

30/30
Filing
0/30
Financial
30/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 11 outstanding charges (-10)

Details

57 Cadwal Court, Llantwit Fardre, Pontypridd, CF38 2FA
Incorporated 28/06/2021

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 27/06/2025

Due 11/07/2026

On track

Industry

68100
Buying and selling of own real estate
68201
Renting and operating of Housing Association real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mr Matthew Edward Allen

director · Since 28/06/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 36

Mrs Sian Marie Allen

director · Since 28/06/2021

DIRECTOR

BRITISH · WALES · Age 36

Also on 1 other board

Matthew Edward Allen

director · Since 28/06/2021

British · United Kingdom · Age 36

Sian Marie Allen

director · Since 28/06/2021

British · Wales · Age 36

Persons with Significant Control

Mr Matthew Edward Allen

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 36

57, Cadwal Court, Pontypridd, CF38 2FA

Notified 28/06/2021

Charges11 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 02/01/2026Registered 06/01/2026
Charge
outstanding

ALDERMORE BANK PLC

Created 10/12/2025Registered 15/12/2025
Charge
satisfied

VELOCITY BRIDGING LIMITED

Created 29/09/2025Registered 03/10/2025Satisfied 11/12/2025
Charge
satisfied

VELOCITY BRIDGING LIMITED

Created 29/09/2025Registered 03/10/2025Satisfied 11/12/2025
Charge
satisfied

VELOCITY BRIDGING LIMITED

Created 29/09/2025Registered 03/10/2025Satisfied 11/12/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 24/06/2025Registered 24/06/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 15/05/2025Registered 19/05/2025
Charge
satisfied

SDKA LTD

Created 06/03/2025Registered 10/03/2025Satisfied 17/06/2025
Charge
outstanding

ALDERMORE BANK PLC

Created 24/02/2025Registered 24/02/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 14/03/2024Registered 15/03/2024
Charge
outstanding

ONESAVINGS BANK PLC

Created 16/10/2023Registered 18/10/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 14/12/2022Registered 21/12/2022
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 15/12/2022Registered 19/12/2022
Charge
outstanding

ONESAVINGS BANK PLC

Created 30/09/2022Registered 30/09/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 20/09/2022Registered 22/09/2022Satisfied 03/03/2023
Charge
outstanding

ONESAVINGS BANK PLC

Created 08/06/2022Registered 22/06/2022
Charge
satisfied

ONESAVINGS BANK PLC

Created 09/03/2022Registered 23/03/2022Satisfied 28/10/2024

Change History

statusactive
2026-06-17

Active

typeltd
2026-06-17

Private Limited Company

address line157 Cadwal Court
2026-06-17

57 CADWAL COURT

post townPontypridd
2026-06-17

PONTYPRIDD

officer appointedALLEN, Matthew Edward
2026-06-17
officer appointedALLEN, Sian Marie
2026-06-17

CompanyRankvs 118033+ SIC 68100 peers
30

Financial strength6th percentile among SIC peers · 2/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.52× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£58k

Balance sheet strength

Cash

£129k

Cash in the bank

Net Current Assets

-£142k

Working capital

Current Assets

£157k

Current Liabilities

£299k

Debtors

£28k

2avg. employees

Balance Sheet

Assets less current liabilities£1.0M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.52-£38k
20240.18-£10k
2023+£2k

Derived from filed accounts. Not audited figures.