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The Commercial Lender Ltd

13561105

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

55 Hoole Road, Chester, CH2 3NJ
Incorporated 11/08/2021

Compliance

Last accounts

31/08/2024

dormant

Next accounts due

31/05/2026

On track

Confirmation statement

Last: 10/08/2025

Due 24/08/2026

On track

Industry

74909
Other professional, scientific and technical activities

Officers

Andrew Charles Huddleston

director · Since 11/08/2021

British · England · Age 65

Persons with Significant Control

Mr Andrew Charles Huddleston

75–100% shares

British · United Kingdom · Age 65

55, Hoole Road, Chester, CH2 3NJ

Notified 11/08/2021

Change History

statusactive
2026-05-08

Active

typeltd
2026-05-08

Private Limited Company

address line155 Hoole Road
2026-05-08

55 HOOLE ROAD

post townChester
2026-05-08

CHESTER

officer appointedHUDDLESTON, Andrew Charles
2026-05-08

CompanyRankvs 61128+ SIC 74909 peers
23

Financial strength11th percentile among SIC peers · 3/25
Employees0th percentile among SIC peers · 0/15
LiquidityNo balance sheet data · 0/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength3/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

-£4k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

£878

Working capital

Current Assets

Current Liabilities

£360

Prepared with v2026.10.1 limited_company_frs_102_section_1a_v1_1_3 companies_house

EstimatesDerived

YearImplied Profit
2025+£0

Derived from filed accounts. Not audited figures.

Filing History20 filings

PSC changed

change to a person with significant control

02/02/20262 pages · PDF
Director details changed

change person director company with change date

22/01/20262 pages · PDF
Director appointed

appoint person director company with name date

13/10/20252 pages · PDF
Director resigned

termination director company with name termination date

13/10/20251 page · PDF
Director details changed

change person director company with change date

13/10/20252 pages · PDF
Confirmation statement

confirmation statement with no updates

19/08/20253 pages · PDF
Accounts filed

accounts with accounts type dormant

08/05/20257 pages · PDF
Confirmation statement

confirmation statement with no updates

09/10/20243 pages · PDF
Accounts filed

accounts with accounts type total exemption full

01/06/20246 pages · PDF
Confirmation statement

confirmation statement with no updates

01/06/20242 pages · PDF
RT01

administrative restoration company

01/06/20243 pages · PDF
GAZ2

gazette dissolved compulsory

16/01/20241 page · PDF
GAZ1

gazette notice compulsory

31/10/20231 page · PDF
Address changed

change registered office address company with date old address new address

20/04/20232 pages · PDF
Accounts filed

accounts with accounts type micro entity

20/04/20233 pages · PDF
Confirmation statement

confirmation statement with no updates

20/04/20232 pages · PDF
RT01

administrative restoration company

20/04/20233 pages · PDF
GAZ2

gazette dissolved compulsory

07/02/20231 page · PDF
GAZ1

gazette notice compulsory

01/11/20221 page · PDF
Incorporated

incorporation company

11/08/202110 pages · PDF