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Agard Living Limited

13603097

active
Private Limited Company
Companies House
Health Score
61 / 100

Some Concerns

25/30
Filing
0/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

27-35 SUSSEX STREET, LEICESTER, LE5 3BF
Incorporated 06/09/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Rajinder Singh Punia

director · Since 04/11/2022

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 3 other boards

Mrs Sandeep Kaur Punia

director · Since 04/11/2022

DIRECTOR

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mrs Sandeep Kaur Punia

25–50% shares
25–50% votes
Appoint directors

British · England · Age 40

27-35, Sussex Street, Leicester, LE5 3BF

Notified 04/11/2022

Mr Rajinder Singh Punia

25–50% shares
25–50% votes
Appoint directors

British · England · Age 42

27-35, Sussex Street, Leicester, LE5 3BF

Notified 04/11/2022

Former PSCs

Mr Rajinder Singh Punia

Ceased 04/11/2022

Charges2 outstanding

Charge
outstanding

CYNERGY BANK LIMITED

Created 02/01/2024Registered 03/01/2024
Charge
outstanding

CYNERGY BANK LIMITED

Created 02/01/2024Registered 03/01/2024

CompanyRankvs 54075+ SIC 41100 peers
31

Financial strength4th percentile among SIC peers · 1/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 43.57× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

-£232k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£2.1M

Working capital

Current Assets

£2.1M

Current Liabilities

£49k

Balance Sheet

Assets less current liabilities£2.1M
Signed by Mr Jagtar Singh 16 July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202443.57-£229k
202364.19-£1k
202264.36

Derived from filed accounts. Not audited figures.