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S & P Care Ltd

13665336

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

2 CWRT Y DDERWEN, COLWYN BAY, LL29 7BF
Incorporated 06/10/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86230
Dental practice activities

Officers

Dr Mayura Pally

director · Since 06/10/2021

DENTIST

BRITISH · WALES · Age 47

Also on 2 other boards

Persons with Significant Control

Dr Mayura Pally

25–50% shares

British · Wales · Age 47

Suite One, Penrhos Manor, Oak Drive, Colwyn Bay, LL29 7YW

Notified 06/10/2021

Mr Sreenath Reddy Singam

25–50% shares

British · Wales · Age 48

2, Cwrt Y Dderwen, Colwyn Bay, LL29 7BF

Notified 02/11/2023

Charges3 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 02/09/2024Registered 04/09/2024
Charge
outstanding

LLOYDS BANK PLC

Created 02/09/2024Registered 04/09/2024
Charge
outstanding

LLOYDS BANK PLC

Created 02/09/2024Registered 04/09/2024

CompanyRankvs 8809+ SIC 86230 peers
39

Financial strength91th percentile among SIC peers · 23/25
Employees26th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£584k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£49k

Working capital

Current Assets

£5k

Current Liabilities

£54k

Fixed Assets

£1.3M

Debtors

£3k

1avg. employees

Balance Sheet

Bank loans & overdrafts£650k
Assets less current liabilities£1.2M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10+£560k
20233.24+£16k
20221.69

Derived from filed accounts. Not audited figures.