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Lr Finance Limited

13692501

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

3 ARGYLL CLOSE, DERBY, DE21 7QT
Incorporated 20/10/2021

Compliance

Last accounts

31/10/2024

micro entity

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 19/10/2025

Due 02/11/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr Luke Jordon Read

director · Since 20/10/2021

CONSULTANT

BRITISH · ENGLAND · Age 32

Also on 1 other board

Persons with Significant Control

Mr Luke Jordon Read

75–100% shares
75–100% votes
Appoint directors

British · England · Age 32

3, Argyll Close, Derby, DE21 7QT

Notified 20/10/2021

Charges1 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED (TRADING AS PRECISE MORTGAGES)

Created 15/02/2022Registered 15/02/2022

CompanyRankvs 213111+ SIC 68209 peers
31

Financial strength47th percentile among SIC peers · 12/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.87× · 6/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£730

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£833

Working capital

Current Assets

£5k

Current Liabilities

£6k

Fixed Assets

£163k

0avg. employees

Balance Sheet

Assets less current liabilities£162k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.87
20240.88+£4k
20230.83

Derived from filed accounts. Not audited figures.