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Em & M Estates Ltd

13829851

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

27 ST. CUTHBERTS STREET, BEDFORD, MK40 3JG
Incorporated 05/01/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Andrew Richard Murphy

director · Since 05/01/2022

CONSULTANT

BRITISH · UNITED KINGDOM

Also on 1 other board

Mrs Emma Mary Murphy

director · Since 05/01/2022

CONSULTANT

BRITISH · ENGLAND

Also on 1 other board

Persons with Significant Control

Mrs Emma Mary Murphy

Significant control

British · England

Notified 17/12/2024

Former PSCs

Mr Mark Frazer Harrison

Ceased 17/12/2024

Charges2 outstanding

Charge
outstanding

TOPAZ FINANCE LIMITED

Created 17/06/2022Registered 17/06/2022
Charge
outstanding

TOPAZ FINANCE LIMITED

Created 17/06/2022Registered 17/06/2022

CompanyRankvs 70125+ SIC 68100 peers
38

Financial strength58th percentile among SIC peers · 14/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.2× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£2k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£75k

Working capital

Current Assets

£19k

Current Liabilities

£94k

Fixed Assets

£251k

2avg. employees+2

Balance Sheet

Assets less current liabilities£176k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.20+£8k
20240.10—

Derived from filed accounts. Not audited figures.