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William James Financial Services Limited

13854592

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

AZZURRI HOUSE WALSALL BUSINESS PARK, WALSALL, WS9 0RB
Incorporated 18/01/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Philip Newell Lindsay Stepp

director · Since 18/01/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 2 other boards

Mrs Hayley Jayne Bayliss-Cotton

director · Since 01/04/2026

BRITISH · UNITED KINGDOM · Age 38

Also on 1 other board

Mr Thomas Gerard Kelly

director · Since 01/04/2026

BRITISH · UNITED KINGDOM · Age 55

Also on 2 other boards

Persons with Significant Control

William James Holdings Limited

75–100% shares
75–100% votes

Azzuri House, Walsall Road, Walsall, WS9 0RB

Reg: 13870316 · Comapnies House · Limited Company

Notified 25/01/2022

Former PSCs

Mr Philip Newell Lindsay Stepp

Ceased 25/01/2022

Charges1 outstanding

Charge
outstanding

METRO BANK PLC

Created 27/03/2026Registered 30/03/2026

CompanyRankvs 2813+ SIC 70221 peers
64

Financial strength91th percentile among SIC peers · 23/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.85× · 16/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£214k

Balance sheet strength

Cash

£171k

Cash in the bank

Net Current Assets

£79k

Working capital

Current Assets

£172k

Current Liabilities

£93k

Fixed Assets

£18k

Debtors

£2k

19avg. employees+8

Tax at Year End

Corp tax£16k

Balance Sheet

Assets less current liabilities£97k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.85+£94k
20241.84+£0
20233.40

Derived from filed accounts. Not audited figures.