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Trace Homes Limited

13867054

active
Private Limited Company
Companies House
Health Score
57 / 100

Notable Risks

25/30
Filing
0/30
Financial
32/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

266 SELSDON ROAD, SOUTH CROYDON, CR2 7AA
Incorporated 24/01/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mrs Hayley Whitby

director · Since 24/01/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Mr Luke Daniel Whitby

director · Since 24/01/2022

DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 2 other boards

Persons with Significant Control

Mr Luke Daniel Whitby

25–50% shares

British · England · Age 41

266, Selsdon Road, South Croydon, CR2 7AA

Notified 24/01/2022

Mrs Hayley Anne Whitby

75–100% shares

British · England · Age 44

266, Selsdon Road, South Croydon, CR2 7AA

Notified 24/01/2022

Mrs Hayley Whitby

75–100% shares

British · United Kingdom · Age 44

266, Selsdon Road, South Croydon, CR2 7AA

Notified 24/01/2022

Charges4 outstanding

A registered charge
outstanding

GODIVA MORTGAGES LIMITED

Created 01/09/2026Registered 01/09/2026
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 15/09/2025Registered 29/09/2025
Charge
satisfied

KENSINGTON MORTGAGE COMPANY LIMITED

Created 15/09/2025Registered 18/09/2025Satisfied 03/10/2025
Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 20/01/2025Registered 31/01/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 05/08/2024Registered 21/08/2024

CompanyRankvs 175946+ SIC 68100 peers
17

Financial strength8th percentile among SIC peers · 2/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.09× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£38k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

Working capital

Current Assets

£11k

Current Liabilities

£125k

Fixed Assets

£312k

0avg. employees

Balance Sheet

Total assets£323k

EstimatesDerived

YearCurrent Ratio
20250.09
20231.00

Derived from filed accounts. Not audited figures.