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Mr Lumpy & Friends Limited

13873918

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
0/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

114 RIPPLEWATERS, CHATHAM, ME4 3AY
Incorporated 26/01/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47910
Retail sale via mail order houses or via Internet

Officers

Mrs Christine Ann Beddard

director · Since 26/01/2022

DIRECTOR

BRITISH · ENGLAND · Age 60

Mr Ian Michael Beddard

director · Since 26/01/2022

DIRECTOR

BRITISH · ENGLAND · Age 59

Mr Jamie Michael Beddard

director · Since 14/11/2023

DIRECTOR

BRITISH · ENGLAND · Age 35

Persons with Significant Control

Mr Ian Michael Beddard

75–100% shares

British · England · Age 59

114, Ripplewaters, Chatham, ME4 3AY

Notified 26/01/2022

CompanyRankvs 59516+ SIC 47910 peers
36

Financial strength7th percentile among SIC peers · 2/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

-£25k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£54k

Working capital

Current Assets

£33k

Current Liabilities

£87k

Fixed Assets

£68k

2avg. employees

Balance Sheet

Assets less current liabilities£14k
Signed by Mrs Christine Ann Beddard 10/10/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.38-£5k
20240.12-£48k
20230.91

Derived from filed accounts. Not audited figures.