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Spendwise Investments Ltd

13959371

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Negative net worth (-10)
  • 2 outstanding charges (-4)

Details

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ
Incorporated 07/03/2022

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 06/03/2026

Due 20/03/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
68320
Management of real estate on a fee or contract basis

Officers

Mrs Amee Joshi

director · Since 07/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 37

Also on 6 other boards

Mr Sandip Joshi

director · Since 07/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 9 other boards

Amee Joshi

director · Since 07/03/2022

British · England · Age 37

Sandip Joshi

director · Since 07/03/2022

British · England · Age 42

Persons with Significant Control

Spendwise Financials Ltd

75–100% shares
75–100% votes
Appoint directors

2 Westglade Court, Woodgrange Close, Harrow, HA3 0XQ

Reg: 13036170 · Uk Register Of Companies · Private Company Limited By Shares

Notified 07/03/2022

Charges2 outstanding

Charge
outstanding

QUANTUM MORTGAGES LIMITED

Created 14/05/2025Registered 14/05/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/09/2022Registered 23/09/2022
Charge
satisfied

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/09/2022Registered 12/09/2022Satisfied 30/09/2022

Change History

status → active
2026-06-13

Active

type → ltd
2026-06-13

Private Limited Company

address line1 → 2 Westglade Court
2026-06-13

2 WESTGLADE COURT

post town → Harrow
2026-06-13

HARROW

officer appointed → JOSHI, Amee
2026-06-13
officer appointed → JOSHI, Sandip
2026-06-13

CompanyRankvs 152988+ SIC 68100 peers
19

Financial strength18th percentile among SIC peers · 5/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£8k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£190k

Working capital

Current Assets

£5k

Current Liabilities

£195k

Fixed Assets

£290k

0avg. employees

Balance Sheet

Assets less current liabilities£100k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02+£2k
202319.81—

Derived from filed accounts. Not audited figures.